Investment Saver

On 30 September 2018, Smart Investor became part of Barclays Investment Solutions Limited (Barclays Investment Solutions) within Barclays’ new ring-fenced bank, Barclays Bank UK PLC.

Moving to Barclays Investment Solutions means that your cash is held as Client Money and would currently not receive any interest. So, we’ve created an Investment Saver to sit alongside your Investment Account and have made a one-off transfer of uninvested cash so you’ll be able to earn interest.

With your permission, we will continue moving your cash from your Investment Account to your Investment Saver each day so it’s always earning interest when it’s not invested.

How to give permission

You can give us permission to ensure your cash is always earning interest by:

• Going to Investment Settings, selecting the “Investment Saver” option and clicking on the “automatically transfer money each day” option
• Completing and returning the form we recently sent you using the pre-paid envelope that was enclosed.

How to set up the automatic cash transfer

You can use your Investment Account as you do today

Holding money in your Investment Saver doesn’t change the way you use your Investment Account.

We’ll show you the Investment Saver alongside your Investment Account, so you always know how much cash you have to invest. When you choose to invest, we’ll automatically move cash into your Investment Account if you need it.

How does the Investment Saver work?

• How does the Investment Saver work alongside your Investment Account

Two ways to open an Investment Account

Remember, the value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.