Swapping all your borrowing for a single loan with a new lender could have several benefits.
Your monthly repayments could be lower, or you could repay it all sooner – and there’s the convenience of swapping several monthly payments to just the one.
It’s worth shopping around to find a lender that suits your needs.
If you take out a Barclayloan and another lender offers you a like-for-like unsecured loan with a lower APR, you can claim under our guarantee within 30 days of the date we signed your Barclayloan agreement. We’ll reduce the interest rate to produce an APR equal to the competing offer and recalculate your monthly repayments to reflect the reduced interest rate. See our price guarantee terms and conditions.
Fixed monthly repayments
Fixed repayments can help you to budget.
Choose your payment term
Depending on the loan amount.
Already have a Barclayloan and need more funds? You can apply to increase your borrowing with us.
If you just want to take out a second loan instead of topping up, that could be an option too.
Repaying your loan early
You have the right to repay your loan early, in part or full, at any time. We’ll charge a fee equal to 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due.