Premier mortgages

Link your Barclays savings and current account to an offset mortgage to help reduce the mortgage balance you pay interest on.

• You could save thousands of pounds in mortgage interest
• Use the savings to reduce your mortgage term or monthly payments
• You can also help a family member get on the property ladder by using the savings offset against your own mortgage to support a Family Springboard mortgage for them

Whether you’re an experienced or aspiring landlord, our buy-to-let mortgages could help you make a success of your investment if you already have a residential mortgage¹.

• Choose between fixed rates or trackers if you’re buying
• Up to 25-year mortgage term, which has to be paid off by the time you’re 80 years old
• Borrow up to £2 million per property (as long as you own no more than 6 properties with a combined value of up to £4.5 million across all lenders)²

Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Prefer to know exactly what your mortgage payments will be each month? Our fixed-rate mortgage may be the right choice for you.

• Fix your mortgage payment amount for a set term of 2 or 5 years
• Flexibility to overpay some of your mortgage each year without facing early repayment charges³
• Move to a variable rate once your term ends⁴

If you want a mortgage that reflects the market, but doesn’t tie you down to a rate, our tracker mortgages may be the right choice for you.

• Variable rate that tracks the Barclays Base Rate for a set term
• Switch to one of our fixed-rate mortgage whenever you want to
• Flexibility to overpay some of your mortgage each year without facing early repayment charges³