Premier mortgages

Exclusive rates for you

Exclusive residential and buy-to-let options, whether you’re looking for a new home or an investment property.

  • Already have a mortgage with us? If you’re looking to switch, you can take advantage of our exclusive rates
  • We also offer exclusive moving home purchase rates to our mortgage customers
  • Exclusive fixed, tracker and buy-to-let rates for Premier customers

Your mortgage options

  • Offset

    Link your Barclays savings and current account to an offset mortgage to help reduce the mortgage balance you pay interest on.

    • You could save thousands of pounds in mortgage interest
    • Use the savings to reduce your mortgage term or monthly payments
    • You can also help a family member get on the property ladder by using the savings offset against your own mortgage to support a Family Springboard mortgage for them
  • Buy-to-let

    Whether you’re an experienced landlord or a first time buyer, our buy-to-let mortgages could help you make a success of your investment.

    • Choose between fixed rates or trackers if you’re buying
    • Up to 25-year mortgage term, which has to be paid off by the time you’re 80 years old
    • Borrow up to £2 million per property (as long as you own no more than 6 properties with a combined value of up to £4.5 million across all lenders)1

    Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

  • Fixed rate

    Prefer to know exactly what your mortgage payments will be each month? Our fixed-rate mortgage may be the right choice for you.

    • Fix your mortgage payment amount for a set term of 2 or 5 years
    • Flexibility to overpay some of your mortgage each year without facing early repayment charges2
    • Move to a variable rate once your term ends3
  • Tracker

    If you want a mortgage that reflects the market, but doesn’t tie you down to a rate, our tracker mortgages may be the right choice for you.

    • Variable rate that tracks the Barclays Base Rate for a set term
    • Switch to one of our fixed-rate mortgage whenever you want to
    • Flexibility to overpay some of your mortgage each year without facing early repayment charges2

Our current Premier rates

Here you’ll find our mortgages and rates currently available exclusively to Premier customers.
There are other rates in our full mortgage range that may be more suitable to your needs. You can also save a copy of our tariff of mortgage charges and read our important legal information.

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Are you eligible?

To apply for a Premier mortgage, you need to be a Premier customer.
To become a Premier customer, you need:

An annual gross income of £75,000 or more paid into into a Barclays current account


£100,000 or more saved or invested with us

Your home may be repossessed if you do not keep up repayments on your mortgage.

Ready to apply?

Agreement in Principle (AiP)

Start an Agreement in Principle (AiP) online to find out if you could borrow the amount you need – without affecting your credit score.

Already have a mortgage with us?

You can switch to a new rate in Online Banking, as well as apply to borrow more and manage your mortgage online

Want to talk to us?

If you’re not quite ready to apply, but you’d like to find out more about our mortgages, get in touch using one of these options.

Contact us

To find out more about our mortgages, call 0800 197 1058 4 or ask us to call you.

Not a Premier customer?

Are you eligible and want one of these mortgages?

Barclays Blue Rewards

Join Barclays Blue Rewards and get cashback if you have a residential mortgage with us5.