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Barclays Home Insurance

Protect your home

Get a price in under four minutes online for home insurance that’s rated 5 Star by Defaqto. You can tailor the cover to protect what’s important to you.

Barclays Home Insurance is provided by Gresham Insurance Limited. Terms, conditions, exclusions and eligibility criteria apply.

What is home insurance?

Home insurance is there to make sure that when the unexpected happens at home, you won’t be faced with a huge bill to repair or replace your things. There are two main types of cover – buildings and contents, which you can buy combined or separately.

Get your cover in three easy steps

Step 1: Get a price in four minutes

Answer a few simple questions about you and your home and we’ll show you your unique quote.

Step 2: Personalise your cover

Choose from a range of covers and enhancements, from accidental damage to gadget and bikes – your price will update as you go.

Step 3: Buy your policy

Your cover can start right away, or on your chosen start date. Then manage your policy online – we don’t charge any admin fees for making changes to your policy or your cover.

Choose the type of cover best suited to your needs and get your quote

Other covers

Protect your personal items, bikes and sports equipment, at home and anywhere in the world, without the need for buildings or contents cover.

Why choose us for your home insurance?

Rated by our customers

Last updated on 3 June 2020. Based on 1,163 reviews comprising 720 renewals, 267 new customers and 176 claims.

See all reviews

Only pay for what you need

You choose what cover to include so you only get what you need – and nothing that you don’t.

Defaqto, expert rated Home Insurance, for 2018.

Pay monthly for no extra cost

Spread your payments over 12 months without paying a penny more.

Consumer intelligence, customer service and consumer trust award, for 2018. Voted by householders.

You’re in safe hands

Our UK-based claims team is available all day, every day. In 2019, we paid 97% of claims submitted1

Your home insurance quote checklist

You only need to answer a few simple questions for your personalised home insurance quote. If you’re getting buildings cover, this includes

Whether our assumptions are correct
To speed things up, we base our quotes on some basic assumptions, like the number of bedrooms in your property and that it’s not a mobile home.

Your claim history
You must tell us about any home insurance claims you or anyone to be insured have made in the last five years.

How much excess you’re willing to pay if you make a claim
A higher excess could mean a lower premium – decide how much you’d be comfortable paying if you needed to make a claim. If you’re getting contents cover, as well as the above, you’ll need to tell us.

Whether you need more or less than £15,000 cover for your contents
The level of contents cover you get depends on how much you have to insure – choose between £2,000 to £15,000, or enjoy unlimited cover.

How we work out your price

Both you and the world around you – as well as your actual home – influence the price of your home insurance. See what we consider when working out your personal price.

Already got a quote?

 

View or amend your quote or buy your policy.

Manage your policy or make a claim

If you need to manage your policy or make a claim, you can do it online quickly and easily. If you need to speak to us urgently or you’d prefer to speak to someone, our UK based claims team is available all day, every day.

More reasons to insure with us

Get more in your wallet with Barclays Blue Rewards2

Switch to us and we’ll refund your cancellation fees3

The impact of coronavirus on home insurance

During these unprecedented times, we’re continuing to offer home insurance to help support and protect people in a time of need. If you have a policy with us, or if you’re not sure what our home insurance covers, take a look at our FAQs.

Bike offer terms, conditions and exclusions

a. Valid for quotes between 25 June 2020 to 9 August 2020 where the policy starts within 90 days of the quote date. Quotes amended after 9 August 2020 are no longer eligible.

b. Offer available to new home insurance customers only.

c. To be eligible, the policy must include

  • Buildings, contents or starter contents cover and
  • Bike cover

d. You’ll be eligible to receive a credit for the cost of your bike cover once your policy has been live for 90 days. You must continue to make your premium payments for the policy, which won’t change as a result of the credit.

e. Once the policy’s been live for 90 days, the insurer, Gresham Insurance Company Limited, will credit the cost of bike cover back to you within 30 working days. If you’ve paid by Direct Debit, the credit will be made back to the same account. If you’ve paid by credit or debit card we’ll contact you to confirm the bank account you’d like us to credit. If we’re unable to contact you or don’t hear from you, we’ll send you a cheque.

f. If you remove buildings, contents or bike cover within 90 days of your policy start date, you won’t be eligible for the bike cover credit.

g. If you’re renewing an existing policy, you’re not eligible for this offer.

h. Offer excludes bike, personal items, gadget, sports equipment, legal services and home emergency cover when bought on a standalone basis, landlord cover and Premium Home Insurance.

i. Policies cancelled within 14 days of the start date or with unpaid premiums won’t be eligible.

We may withdraw or amend this offer at any time. Promoted by Barclays Insurance Services Company Limited. Registered office: 1 Churchill Place, London E14 5HP.