Get the cover you need, without all the questions
During these unprecedented times, we’re continuing to offer home insurance to help support and protect people in a time of need. If you have a policy with us, or if you’re not sure what our home insurance covers, take a look at our FAQs.
Combined cover to protect your home and what’s in it.
Cover your contents against theft or damage while they’re at home.
Protect your home against damage caused by things like burst pipes, fire and storms.
Protect your personal items, bikes and sports equipment, at home and anywhere in the world, without the need for buildings or contents cover.
Last updated on 14 January 2020. Based on 1,060 reviews comprising 642 renewals, 244 new customers and 174 claims.
You choose what cover to include so you only get what you need – and nothing that you don’t.
Spread your payments over 12 months without paying a penny more.
Our UK-based claims team is available all day, every day. In 2019, we paid 97% of claims submitted1
Home insurance is there to make sure that when the unexpected happens at home, you won’t be faced with a huge bill to repair or replace your things. There are two main types of cover – buildings and contents, which you can buy combined or separately.
Answer a few simple questions about you and your home and we’ll show you your unique quote.
Choose from a range of covers and enhancements, from accidental damage to gadget and bikes – your price will update as you go.
Your cover can start right away, or on your chosen start date. Then manage your policy online – we don’t charge any admin fees for making changes to your policy or your cover.
You only need to answer a few simple questions for your personalised home insurance quote. If you’re getting buildings cover, this includes
Whether our assumptions are correct
To speed things up, we base our quotes on some basic assumptions, like the number of bedrooms in your property and that it’s not a mobile home.
Your claim history
You must tell us about any home insurance claims you or anyone to be insured have made in the last five years.
How much excess you’re willing to pay if you make a claim
A higher excess could mean a lower premium – decide how much you’d be comfortable paying if you needed to make a claim. If you’re getting contents cover, as well as the above, you’ll need to tell us.
Whether you need more or less than £15,000 cover for your contents
The level of contents cover you get depends on how much you have to insure – choose between £2,000 to £15,000, or enjoy unlimited cover.
Both you and the world around you – as well as your actual home – influence the price of your home insurance. See what we consider when working out your personal price.
View or amend your quote or buy your policy.
If you need to manage your policy or make a claim, you can do it online quickly and easily. If you need to speak to us urgently or you’d prefer to speak to someone, our UK based claims team is available all day, every day.
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Switch to us and we’ll refund your cancellation fees3