Combined buildings and contents
Combined cover to protect your home and what’s in it.
What is home insurance?
Home insurance is there to make sure that when the unexpected happens at home, you won’t be faced with a huge bill to repair or replace your things. There are two main types of cover – buildings and contents, which you can buy combined or separately.
Choose the type of cover best suited to your needs and get your quote
Contents only
Cover your contents against theft or damage while they’re at home.
Buildings only
Protect your home against damage caused by things like burst pipes, fire and storms.
Other covers
Protect your personal items, bikes and sports equipment, at home and anywhere in the world, without the need for buildings or contents cover.
Why choose us for your home insurance?
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Last updated on 5 August 2019. Based on 865 reviews comprising 536 renewals, 193 new customers and 136 claims.
Only pay for what you need
You choose what cover to include so you only get what you need – and nothing that you don’t.
Pay monthly for no extra cost
Spread your payments over 12 months without paying a penny more.
You’re in safe hands
Our UK-based claims team is available 24/7. In 2018, we paid 94% of claims submitted1.
Get your cover in three easy steps
Step 1: Get a quote
Answer a few simple questions about you and your home and we’ll show you your unique quote.
Step 2: Personalise your cover
Choose from a range of covers and enhancements, from accidental damage to gadget and bikes – your price will update as you go.
Step 3: Buy your policy
Your cover can start right away, or on your chosen start date. Then manage your policy online – we don’t charge any admin fees for making changes to your policy or your cover.
Your home insurance quote checklist
You only need to answer a few simple questions for your personalised home insurance quote. If you’re getting buildings cover, this includes
Whether our assumptions are correct
To speed things up, we base our quotes on some basic assumptions, like the number of bedrooms in your property and that it’s not a mobile home.
Your claim history
You must tell us about any home insurance claims you or anyone to be insured have made in the last five years.
How much excess you’re willing to pay if you make a claim
A higher excess could mean a lower premium – decide how much you’d be comfortable paying if you needed to make a claim. If you’re getting contents cover, as well as the above, you’ll need to tell us.
Whether you need more or less than £15,000 cover for your contents
The level of contents cover you get depends on how much you have to insure – choose between £2,000 to £15,000, or enjoy unlimited cover.
How we work out your price
Both you and the world around you – as well as your actual home – influence the price of your home insurance. See what we consider when working out your personal price.
Already got a quote?
View or amend your quote or buy your policy.
Manage your policy or make a claim
If you need to manage your policy or make a claim, you can do it online quickly and easily. If you need to speak to us urgently or you’d prefer to speak to someone, our UK based claims team is available all day, every day.
More reasons to insure with us
Get more in your wallet with Barclays Blue Rewards2
We'll pay your cancellation fees when you switch to us3