Barclays Home Insurance

Only pay for the cover you want

Get an online quote in under four minutes for home insurance that’s rated five-star by Defaqto, and tailor your cover to protect what’s important to you.

Four free Apple services for up to five months

Enjoy up to five months of free Apple Music, Apple TV+, Apple News+ and Apple Arcade, when you take out home insurance.

Offer ends 12 December 2021. For new UK customers only. Terms and conditions apply.

What is home insurance?

Home insurance is there to make sure that when the unexpected happens at home, you won’t be faced with a huge bill to repair or replace your things. There are two main types of cover – buildings and contents, which you can buy combined or separately.

Get your cover in three easy steps

Step 1: Get a price in four minutes

Answer a few simple questions about you and your home and we’ll show you your unique quote.

Step 2: Personalise your cover

Choose from a range of covers and enhancements, from accidental damage to gadget and bikes – your price will update as you go.

Step 3: Buy your policy

Your cover can start right away, or on your chosen start date. Then manage your policy online – we don’t charge any admin fees for making changes to your policy or your cover.

Choose the type of cover best suited to your needs and get your quote

Combined buildings and contents

Combined cover to protect your home and what’s in it.

Contents only

Cover your contents against theft or damage while they’re at home.

Buildings only

Protect your home against damage caused by things like burst pipes, fire and storms.

Other covers

Protect your personal items, bikes and sports equipment, at home and anywhere in the world, without the need for buildings or contents cover.

Why choose us for your home insurance?

Rated by our customers

Last updated on 18 January 2021. Based on 1,383 reviews comprising 920 renewals, 287 new customers and 176 claims.

See all reviews [PDF, 2.4MB]

Only pay for what you need

You choose what cover to include so you only get what you need – and nothing that you don’t.

Defaqto, expert rated Home Insurance, for 2018.

Pay monthly for no extra cost

Spread your payments over 12 months without paying a penny more.

Consumer intelligence, customer service and consumer trust award, for 2018. Voted by householders.

You’re in safe hands

Our UK-based claims team is available all day, every day. In 2019, we paid 97% of claims submitted1

Your home insurance quote checklist

You only need to answer a few simple questions for your personalised home insurance quote. If you’re getting buildings cover, this includes

Whether our assumptions are correct
To speed things up, we base our quotes on some basic assumptions, like the number of bedrooms in your property and that it’s not a mobile home.

Your claim history
You must tell us about any home insurance claims you or anyone to be insured have made in the last five years.

How much excess you’re willing to pay if you make a claim
A higher excess could mean a lower premium – decide how much you’d be comfortable paying if you needed to make a claim. If you’re getting contents cover, as well as the above, you’ll need to tell us.

Whether you need more or less than £15,000 cover for your contents
The level of contents cover you get depends on how much you have to insure – choose between £2,000 to £15,000, or enjoy unlimited cover.

How we work out your price

Both you and the world around you – as well as your actual home – influence the price of your home insurance. See what we consider when working out your personal price.

Already got a quote?


View or amend your quote or buy your policy.

Manage your policy or make a claim

If you need to manage your policy or make a claim, you can do it online quickly and easily. If you need to speak to us urgently or you’d prefer to speak to someone, our UK based claims team is available all day, every day.

More reasons to insure with us

Get more in your wallet with Barclays Blue Rewards2

Switch to us and we’ll refund your cancellation fees3

The impact of coronavirus on home insurance

During these unprecedented times, we’re continuing to offer home insurance to help support and protect people in a time of need. If you have a policy with us, or if you’re not sure what our home insurance covers, take a look at our FAQs.