Premier Banking
Dedicated support when you need it
Enjoy exclusive access to a dedicated team of Financial Guides and our 24/7 UK-based Premier Banking team
Explore the world of Premier Banking
With a Premier Current Account, you can enjoy a range of benefits just for you. You’ll receive an exclusive black debit card that lets you withdraw up to £1,000 daily from cash machines1.
We’ve removed the Premier Banking fee
In 2022, we said that we’d introduce a £20 monthly fee for Premier Banking, which wouldn’t need to be paid if you met our eligibility criteria.
Since then, we’ve decided that it’s not the right time to introduce a fee for Premier. This means that if you’re unable to meet our eligibility criteria, there will no longer be an option to pay the fee and continue to enjoy Premier benefits. The fee is no longer part of your account terms and conditions, and we’ve updated our tariff to reflect this change.
Support when you need it
Our dedicated Financial Guides are on hand to support you with any financial decisions or plans, whether you’re moving house, planning for your future or thinking about retirement.
Message us from the ‘Contact us’ section of our app to get in touch – it’s secure, and we can message you back if it’s between 7am and 11am on any day. Outside those times, our digital assistant is available 24 hours a day, seven days a week.
You can also speak to your UK-based Premier Telephone Banking team at any time of any day.
If you’re already part of Premier, here’s how to get in touch with a Financial Guide.
Exclusive products and rewards
You’ll have exclusive access to our Premier Current Account and a range of Premier mortgages, savings accounts and more.
Switch on Barclays Avios Rewards for £12 a month and start collecting Avios to put towards your next trip with British Airways. Eligibility and conditions apply2.
Are you eligible?
To join Premier Banking, open a Premier Current Account and either
- Pay in a gross annual income of at least £75,000
or
- Have a total balance of at least £100,000 in savings with us, in Barclays UK investments – or in a mix of both
If your payments or balances drop below what you need to stay with Premier, we’ll let you know.
Have £500,000 to invest? Discover how our Wealth Management can help you achieve your ambitions.
Premier Current Account
Fee-free and exclusive benefits
With a Premier Current Account, you can enjoy a range of benefits – just for you. You’ll receive an exclusive black debit card with up to £1,000 daily cash machine withdrawals1.
Get closer to the travel you want
Join Barclays Avios Rewards for just £12 a month and you can start collecting Avios now to put towards your next trip with British Airways. You could collect at least 20,500 Avios in your first year – enough for a peak British Airways return economy (Euro Traveller) flight to Nice3. Eligibility and conditions apply.
Products for you
Barclayloan
Explore new possibilities with a Barclayloan4.
7.1% APR Representative on loans of £7,500 to £15,000 over two to five years (your rate may differ). Subject to application, financial circumstances and borrowing history.
Premier exclusives, savings and investments
Whether it’s for rainy days, dream holidays, or your future, there’s always something to save for. Our range of savings and investment options are designed to help you get there. Terms and conditions apply.
Investments can fall as well as rise in value.
Instant-access savings accounts
Our best instant-access savings accounts. As a Premier Banking customer, you can access our Rainy Day Saver and Blue Rewards Saver accounts – without needing to be a Blue Rewards member. T&Cs apply.
What you need to know about overdrafts
Interest-free arranged overdrafts of up to £500
As a Premier customer, you can apply for an interest-free arranged overdraft of up to £500. Overdrafts, including interest-free amounts, are subject to application, financial circumstances and borrowing history.
How does our overdraft compare?
A good way to compare the cost of our overdraft with other overdrafts, or other ways of borrowing, is to look at the APR – annual percentage rate. The APR shows the cost of borrowing over a year.
Representative example
0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft above this amount, the annual rate of interest is 35.0% (variable)
19.5% APR Representative (variable), based on a £1,200 overdraft balance
You can find out more about our interest charges using our overdraft calculator – just select ‘Premier Current Account’ from the drop-down list.
Overdrafts are repayable on demand and you must be over 18 and a UK resident to apply. You can contact us at Barclays, Leicester, LE87 2BB.
Arranged overdrafts are subject to application, financial circumstances and borrowing history.
Please open and read the general information about overdrafts before you apply.
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An overdraft limit is a borrowing facility which allows you to borrow money through your current account.
There are two types of overdraft – arranged and unarranged.
An arranged overdraft is a pre-agreed limit, which lets you spend more money than you have in your current account. It can be a safety net to cover short-term outgoings, like an unexpected bill. It is not suitable for longer-term borrowing. We charge you for every day of the month that you use your arranged overdraft where you go beyond any interest free limit you may have.
An unarranged overdraft is when you spend more money than you have in your current account and you have not agreed an arranged overdraft limit with us in advance or you have exceeded an existing arranged borrowing facility.
You can only make payments from your account if you have enough money in your account or through an arranged overdraft to cover them. Barclays will always attempt to return any transaction that could take your account into an unarranged overdraft position. Having enough money in your current account or having an arranged overdraft limit could help prevent payments such as priority bills from being returned unpaid.
On very rare occasions we may be unable to return a payment (e.g. due to an offline transaction made on a flight) and the account may enter an unarranged overdraft. No additional charges will be applied in this situation.
Information regarding the conduct of your account may be sent to credit reference agencies. As with any debt or borrowing, this may affect your ability to get credit in the future.
Our Eligibility tool can show you the likelihood of getting an arranged overdraft and the overdraft calculator lets you see how much it could cost to use an overdraft. To use these tools and find out more about overdraft charges, please visit barclays.co.uk/youroverdraft.
If we hold a valid mobile number for you, we’ll automatically enrol you to receive relevant alerts regarding borrowing and refused payments, to help you avoid charges. You can also choose to receive additional alerts, including Low Balance and Large Credit or Debit. Tailor your alerts to your personal needs online, by phone or in branch. To find out more, visit barclays.co.uk/alerts.
How to apply
The first step to joining Premier Banking is to apply for a Premier Current Account – and applying is simple, safe and secure.
The quickest way to open a sole Premier Current Account is to download the Barclays app from your app store and open it to start your application. If we accept your application, you can start using your account in the app straight away.
Sole account
Use the Barclays app to apply for an account if you
- Are 18 or older and not in full-time education. If you’re under 18 or a student, explore our other accounts
- Have a UK mobile number and home address. Don’t have these? You can apply online instead
- Can provide a photo ID, like a passport, driving licence or most national ID cards. Don’t have these? You can apply online instead
Download the Barclays app to open your account
Tap the logo you need, and it’ll take you straight to the app in your app store.
Need some help?
Chat with us
Start a chat with us online or in our app.
Call us
If you’re already a part of Premier, you can speak with our UK-based Telephone Banking team to get help with your everyday banking. Call us on 0800 924 7365, 24 hours a day, seven days a week.
You can also book an appointment with one of our Financial Guides to discuss the exclusive products, rewards and services on offer to help you plan your future.
Find a branch
Drop in to see us at your nearest branch.