Base rate change and mortgages
About the Bank of England base rate
Find out why the base rate affects your mortgage and use our calculator to see how your monthly payment could be affected.
Interest rate calculator
What if your rate changes?
See how a change of interest rates would affect your mortgage payments
Your home may be repossessed if you do not keep up repayments on your mortgage.
Let’s get started
This calculator can show you what might happen to your payments if
• You’re coming to the end of a fixed-rate period
• The Bank of England base rate changes
• You’ve temporarily changed to interest-only through the Mortgage Charter
• You change the amount or term of your mortgage.
Mortgage Calculator
Mortgage interest rate calculator
See how a change of interest rates would affect your monthly payments.
Your rough mortgage interest rate estimate
Based on what you told us
Try a different interest rate
| Today | After rate change |
|---|---|
Exclusive mortgage rates for existing customers
Switch to a new rate if you have a mortgage with us
If you have a mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.
Help with mortgage payments
Worried you can’t afford your payments?
If you're concerned that you won’t be able to make your mortgage payments, contact us right now to find out about the various ways we can help you.
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