Exclusive mortgage rates for existing customers

Switch to a new rate if you have a mortgage with us

If you have a mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your mortgage options

You can plan ahead

Arrange to switch up to 180 days before your current rate ends, or switch now if you’re already on our follow-on rate.

No switching fees

We don’t need to do an income and affordability assessment if you’re not making any other changes to your mortgage and your circumstances haven’t changed in a way that impacts your affordability. If you’re only switching your rate, we won’t charge any legal or valuation fees, although you might have to pay a product fee.

How can I switch?

Have a look at our mortgage support hub to see the options available to you, and details of how to switch. 

Mortgage advisers on hand

We’ll help you choose a rate that suits your needs, and guide you through the process to borrow more, change your term or anything else. Just book an appointment.

Have a look at our mortgage support hub first for the latest details on interest rate changes and switching.

See how it works

Watch our short video below to see how easy it is to switch to a new mortgage rate.

How to switch your rate

You can switch your rate online or in the Barclays app1 – but please book an appointment if you’d like help to choose a rate or want to make other changes. 

Watch our step by step guide to see how easy it is to switch your mortgage rate online

Our residential switching rates

See our full mortgage range [PDF, 361KB], download our tariff of mortgage charges [PDF, 265KB] and read our legal information.


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Moving home

Moving home

Your options when you have a mortgage with us

Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.