Choose your own rate
Switch online if you don’t want advice when choosing your rate and you’re not considering any other changes to your mortgage.
Exclusive mortgage rates for existing customers
Switch to a new rate if you have a mortgage with us
If you have a mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your mortgage options
You can plan ahead
Arrange to switch up to 90 days before your current rate ends, or switch now if you’re already on our follow-on rate.
No switching fees
We won’t charge you any legal or valuation fees, and there are no income or affordability assessments when you switch – but you may have to pay a product fee.
You can switch online
Switch your rate instantly as long as you’re not making other changes to the mortgage and want to choose your rate without mortgage advice.
Mortgage advisers on hand
We’ll help you choose a rate that suits your needs, and guide you through the process to borrow more, change your term or anything else. Just book an appointment.
See how it works
Watch our short video below to see how easy it is to switch to a new mortgage rate.
How to switch your rate
You can switch your rate online – but please book an appointment if you’d like help to choose a rate or want to make other changes. Lines are open all day, every day – except during bank holidays and Christmas period, when lines may be closed at off-peak times.
Get mortgage advice
Call us on 0333 202 7578 1 to book an appointment in branch or by phone with a mortgage adviser if you’d like mortgage advice.
Our residential switching rates
See our full mortgage range [PDF, 895KB], download our tariff of mortgage charges and read our legal information.
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Additional mortgage borrowing
Want to borrow more?
Is your home worth more than your Barclays mortgage balance? You may be able to borrow more for home improvements, a special purchase and more.
Moving home
Your options when you have a mortgage with us
Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.