Switch to a new rate if you have a mortgage with us
If you have a mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You can plan ahead
Arrange to switch up to 90 days before your current rate ends, or switch now if you’re already on our follow-on rate.
No switching fees
We won’t charge you any legal or valuation fees, and there are no income or affordability assessments when you switch – but you may have to pay a product fee.
You can switch online
Switch your rate instantly as long as you’re not making other changes to the mortgage and want to choose your rate without mortgage advice.
Mortgage advisers on hand
We’ll help you choose a rate that suits your needs, and guide you through the process to borrow more, change your term or anything else. Just book an appointment.
Watch our short video below to see how easy it is to switch to a new mortgage rate.
You can switch your rate online – but please book an appointment if you’d like help to choose a rate or want to make other changes. Lines are open all day, every day – except during bank holidays and Christmas period, when lines may be closed at off-peak times.
Switch online if you don’t want advice when choosing your rate and you’re not considering any other changes to your mortgage. This will take about 10 minutes.
I understand that by proceeding without advice I will not benefit from the protection of the Financial Conduct Authority’s rules on assessing suitability.
Book an appointment by phone with a mortgage adviser if you’d like mortgage advice.
We’re ready to help
Mon - Fri: 8.00am to 9.00pm
Sat: 9.00am to 5.00pm
Sun: Closed
Public holiday: Closed
See our full mortgage range [PDF, 893KB], download our tariff of mortgage charges [PDF, 265KB] and read our legal information.
Want to borrow more?
Is your home worth more than your Barclays mortgage balance? You may be able to borrow more for home improvements, a special purchase and more.
Your options when you have a mortgage with us
Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.