How to get a mortgage for your first home
Find the right deal for you
We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.
Start your adventure
Expert tips and guides to help you prepare as you set off on the path towards your first home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our first-time buyer guides will help get you ready to buy your first home. We’ll point out all the things you need to know about the mortgage process, and explain first-time home buyer benefits.
Find the right deal for you
We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.
Completing your mortgage
With a mortgage offer from us in hand, you’re almost home and dry. Find out how to complete your mortgage and pick up the keys.
What they mean for you
Understanding the rules all mortgage lenders have to follow can help you prepare for your application. Find out how.
A way for families and friends to help with a deposit
Your family and friends can support you by providing 10% of your property’s price as security – and they’ll get their money back with interest if you keep up your mortgage payments in time.
Get a helping hand when buying a home
Struggling to save a deposit? See how the government’s Help to Buy scheme could help you take the first steps towards your new home.
Buy part of a home and pay rent on the rest
A government-backed scheme helps you buy a home with a fraction of the usual deposit or mortgage.
First home or new home, we’re here to help
Buying your new home should be exciting, which is why we’re here to offer you guidance on how you can achieve your goals.
Buying property with other people
Buying property with your partner, family or friends can make sense, as long as you weigh up the benefits and risks of taking out a joint or guarantor mortgage.
Verifying your income
Find out how to prepare for a self-employed mortgage application – and see how we can help you.
Start a web chat if you have a question about applying (we can’t give advice about choosing a mortgage during web chats).
Call us1 any time – lines may be closed at off-peak times on bank holidays and during Christmas.
If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.
Find a branch near you that offers appointments with mortgage advisers and see when we’re open.