Know your personal rate before you apply for a Barclayloan
Whether you want to undertake a big build or make a small change to your home, knowing how much you have to spend can really help your project.
And unlike some other lenders, in many cases we can give you a personalised price quote up front – with no impact on your credit score. To find your loan rate, simply log in to Online Banking or Barclays Mobile Banking, if you’re registered1.
You could get your money straightaway
It’s quick and easy to apply for a home improvement loan, and, if your loan application is approved and you’ve signed your loan agreement online, the money is usually transferred to your current account within minutes3.
Fixed monthly repayment
This could help you budget.
Choose your payment term
Depending on the loan amount.
Also, with a fixed monthly repayment amount, you can manage your finances effectively.
Top-up option
Already have a Barclayloan and need more funds? You can apply to increase your borrowing with us.
If you just want to take out a second loan instead of topping up, that could be an option too.
Repaying your loan early
You have the right to repay your loan early, in part or full, at any time. We’ll charge a fee equal to 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due.