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Home improvement loan

Spruce up your property

Whether you’d like a new kitchen or want to give your lounge a new lease of life, you could get more from your home.

Subject to application, financial circumstances and borrowing history.

0 APR Representative
on loans of
0

over 2–5 years. (Your rate may differ)1

Coronavirus and your Barclayloan

If you’re worried about making your loan repayments during the coronavirus situation, read our FAQs to see how we can help.

Benefits

See your rate

We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.

Start straightaway

You could get your money and start sprucing up your home straightaway, as long as you

  • Apply online or in your app and your application is approved
  • Sign your agreement online or in your app between 7am and 10.30pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you budget and plan to buy everything else you need for your new home.

How much would you like to borrow?

You can use this calculator to gauge your loan rate and repayments.
The calculator results below are based on the representative APR for the amount you enter. Your actual rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.

Amount
Amount
Term
Term
Months
months0
Monthly repayment

The same every month

Total amount payable

Loan required

Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  pa (fixed).
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of

How to apply

Find out the best way for you to apply for a loan.
If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.

You may be eligible

You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes*. All you need is

A current account with us
Online Banking or the Barclays app

* You need to be registered for Online Banking or the Barclays app. Not everyone is pre-selected – if you aren’t, you won’t be able to apply online or in the app. Please get in touch to discuss your options.

Making your house a home

If you’ve just purchased your first property, or simply want to make the most of the space you have, here are some tips for you.

There’s more for you to explore

Whether you’re looking for home improvement tips or other loan options, take a look at what we have on offer.

All loans are subject to application, financial circumstances and borrowing history.

Select
  • Other borrowing options

    Barclaycard

    Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.

    Overdrafts

    Overdrafts

    An overdraft may help you manage your money – and we make it easy for you to work out how much it could cost.

    Premier Barclayloan

    Exclusively available to Premier customers. See what your loan could look like with a personalised quote.

  • Improve your home

    Improving your home

    Transform it into a special place

    Whether it’s building a kitchen extension or just painting walls, a refresh could add value to your home and turn it into a place you won’t want to leave. 

    A row of terraced houses with bay windows

    Valuing your property

    How much is a house really worth?

    Putting your house on the market? Here’s how to make sure you’re getting the right price for your current property or new home. 

  • Need some more help?

    What is a credit rating?

    Discover how to improve yours

    Learn why your credit rating is important, and how to improve it so you’re more likely to be considered for credit in future.

    Know your loans

    Learn about secured and unsecured loans

    This guide to borrowing covers some of the key factors you should consider when choosing the best loan for your needs.

    Understanding loan rates

    What's an APR?

    We explain what APR means – and the difference between representative and personal APR.

Talk to us about loans

Over the phone

If you have any questions, you can speak to a lending specialist on 0800 716 5982 2.

Visit us in branch

We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.