A guide to remortgaging

Is remortgaging right for you?

Remortgaging means moving your mortgage to a new lender while staying in the same property. It’s a big decision to make, and our guide can help you consider if it’s right for you.


Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Reasons to remortgage

  • Steps to remortgaging

Remortgaging with us

Mortgage calculator

Work out your mortgage budget

See how much you could borrow and work out what your monthly payments might be with our mortgage calculators.

Agreement in principle (AIP)

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

Need some help?

You can talk to us about our mortgages online, in branch or over the phone. For help deciding which mortgage is right for you, you’ll need to call us to speak to a mortgage adviser.

Talk to us online

Start a web chat if you’d like to ask us a question online.

Call us

Call us2 today on 0800 197 1081. Lines are open all day, every day, except on bank holidays and during Christmas, when they may be closed at off-peak times.

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.