-

Remortgage guides

How remortgaging works

Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgage with us

How remortgaging works

Finding a new mortgage lender

Remortgaging means moving your mortgage to a new lender while staying in the same property. Our guide can help you decide if it’s right for you.

Mortgage calculators

Work out the kind of mortgage you could afford

Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.

Agreement in Principle (AiP)

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score. 

More mortgage options

Premier Mortgages

Exclusive rates for Premier

Enjoy exclusive access to our mortgages for your home or buy-to-let property – whether you're buying, remortgaging, borrowing more or switching your rate

Offset mortgages

Put your savings to work with an offset mortgage

Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how.

Need some help?

Chat to us online

Chat to us online if you have a question about using our mortgage calculator.

Call us

Call us1any time – lines may be closed at off-peak times on bank holidays and during Christmas.

0800 197 1081

Track It

If you’ve submitted an application, use your Track It reference to find out what stage it’s at.