Beginner’s Guide

Get on the right path to investing

You don't have to be rich or a rocket scientist to become an investor. If you’re thinking about investing, there are really two main things you need to understand:

  1. You’ll need to hang on to your investments for at least five years or longer
  2. Even if you do, there’s a chance you might get back less than you put in.

To find out more about the basics of investing explore our 6 step guide.

Smart Investor doesn't offer personal advice, so if you're unsure about investing, please speak to a financial adviser.

Ways to invest

Always remember that investments can fall in value. You may get back less than you invest.


Plan & Invest

Plan & Invest is a new service which creates and manages a personalised Investment Plan just for you. Whether your long-term goal is home improvements, retirement or just building a nest egg, all you have to do is tell us a bit about yourself and then let our experts select and manage your investments.

Smart Investor

To choose and manage your own investments from a range of funds, shares, ETFs and bonds, get started today by simply opening up an Investment (Stocks & Shares) ISA, Investment Account or SIPP Account with Smart Investor.

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If you already have an account, log in to continue.


Use our online chat service to discuss your query with a member of our team.

Call us

If you have any questions, you can give us a call on 0800 279 36671

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