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Barclaycard Rewards card

Get 0.25% cashback on all your everyday spending,
plus no transaction fees on purchases when you’re abroad

Barclaycard rewards card example

Your Barclaycard Rewards card at a glance

  • Get 0.25% cashback on your everyday spend1 on new purchases. You can read the terms and conditions for this offer in the information section below
  • No fees on purchases abroad. You’ll be able to spend and withdraw cash from a cash machine abroad without any charges, and you’ll get Visa’s competitive exchange rate
  • Protection on purchases over £100. If there’s a problem, you could be covered for a refund (conditions apply)

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

What do these rates mean?

Summary of rates        Terms and conditions [PDF, 251KB]

Barclaycard rewards card example

Representative example

Representative 22.9% (variable)

Purchase rate p.a. 22.9% (variable)

Based on credit limit of £1,200

Check if you’re eligible

Making lots of credit applications can make your credit rating worse.

Use our free eligibility checker before you apply to find out whether your application is likely to be accepted for a credit card.

It only takes a few minutes and it won’t affect your credit rating.

Important information

Benefits of your Barclaycard

Stay entertained with Barclaycard

Buy your tickets through Barclaycard Entertainment and get 5% off selected events, 10% off presale tickets and savings on food and drink.

Manage your account with ease

Check your balance, keep track of transactions and send payments securely – our app makes managing your account a breeze2.

Fraud Protection 24/7

Whether you’re buying on the high street, online or overseas, our detection system means you’ll be protected from fraud.

Free additional cardholder

Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply)

Before you apply

Apply online in four easy steps and we’ll respond in one minute. If approved, your Barclaycard could be with you in five working days.

You can apply if

You’re 21 or over

You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years

You always make payments on time

You have at least four years' experience of managing credit

You’ve had a permanent UK address for at least two years

Your personal income is more than £20,000 per annum

You’re able to afford repayments on any outstanding credit commitments

What you’ll need to hand

Your address details for the last two years

Phone number and email address

Current employment details

Details of your annual income before tax

Details of your monthly income after tax

A good idea about your monthly outgoings

Main bank account sort code and account number

In some situations, if your application is accepted you’ll need to provide copies of your last two bank statements or payslips

Before you go ahead, make sure you’ve read our summary of rates and terms and conditions [PDF, 251KB].

Not the card for you?

Balance transfer credit cards

If you transfer an existing balance from another credit card or store card to a Barclaycard, you could save on interest fees.

Credit building credit cards

Great if you're looking for your first credit card or want to improve your credit score.

Purchase credit cards

From holidays and home improvements to everyday spending, spread the cost with a low interest rate on all purchases.

Contact us if you’re having difficulty understanding

If you have mental or physical health conditions or learning disabilities, we can give you more support.

If you’d like to talk to us, please call 0800 056 3486. We’re open 9am to 5pm Monday to Friday, and 9am to 4pm on Saturday.

Apply for the Barclaycard Rewards

Use our eligibility checker to find out if your application could be accepted. This won’t affect your credit rating.