Children's bank account - BarclayPlus

An account for 11 to 15-year-olds

When you open a BarclayPlus account you can get easy access to your money and tiered interest rates that help you save1.

  • Track your money with the Barclays app
  • Personalise your debit card with your favourite photo

What you get

Account features

  • You only need £1 to open an account
  • Earn from 0.60% interest on your account1
  • Pay money straight into your account – and start saving your money

Bank your way

  • Check your balance on the go with the Barclays app2 
  • Withdraw cash from any cash machine (subject to limits)
  • Visit your local branch and talk to us if you have any questions

Make it yours

  • Make your debit card unique with your favourite photo
  • Add images to your Barclays Mobile Banking app
  • Choose a cash card or a contactless debit card3

Cash card

Withdraw up to £50 a day from cash machines

Debit card

Shop in store or online, and withdraw up to £300 a day from cash machines3

What you need to apply

To open an account for you, we need to confirm who you are and where you live – these need to be original documents and not photocopies. You'll need a parent or guardian to accompany you to verify your identity and address – they’ll need to bring their supporting documents with them.

To confirm who you are we need 1 of the following

  • Your own passport (not a parent or guardian’s)
  • European Union National Identity Card

If you don’t have either of these, you can ask your parent or guardian to prove your identity with a birth or adoption certificate and an NHS medical card.

To confirm where you live we need 1 of the following

  • A parent or guardian’s household bill
  • A parent or guardian’s bank statement (that’s less than 3 months old).

Does your parent or guardian bank with us?

To open an account in branch, you need to bring in your ID (passport, national identity card or birth certificate) and your parent will need their debit card and PIN. If they don’t have a debit card, they’ll need to bring in proof of their ID.

You can also open an account from your home through Video Banking if your parent or guardian has the Barclays app4. They’ll need to download the Video Banking app5 and have you and your passport with them when they make the call. If you don’t have a passport you can use your birth certificate instead.

If your parent or guardian doesn’t bank with us

You can only open an account in branch. You’ll need to bring in your ID (passport, national identity card or birth certificate) and your parent will need proof of their ID and address, such as a UK bank statement or utility bill from the last three months.

  • Banking terms explained Banking terms explained

    Here’s a list of some of the most commonly used words in banking to help you get started.

    Account number
    A number that only your account has. It’s made up of 8 digits and no letters, like 12345678.

    This is the amount of money you have in your account.

    Barclays Mobile Banking app
    An app that lets you bank on your smartphone or tablet. All you have to do is download the app from an app store.

    A way to plan your spending and not spend more than you have.

    A Barclays building where you can bank. For example, Barclays banks in Coventry or Preston are called ‘branches’ of Barclays.

    Cash card
    A bank card that lets you take out up to £50 a day from cash machines.

    Debit card
    A bank card that lets you pay in shops, online and take out up to £300 a day from cash machines.

    An amount of money a bank gives you, just for saving with them.

    PIN stands for Personal Identification Number. It’s a 4-digit number that only you know – it’s like a password for your card. You’ll need to use it when you’re buying something with your card or withdrawing cash.

    Sort code
    A 6-digit number, with a dash every 2 numbers, like this: 12-34-56. It identifies the bank branch where you opened your account. Barclays’ sort codes always begin with 20.

    When you move money (but not every month) between 2 Barclays accounts that you own, such as transferring cash from your current account to your savings account.

    Understand money basics with LifeSkills

  • For parents, carers and guardians For parents, carers and guardians

    Here are 5 ways you can help your child manage their account.

    1. You can set up a regular payment to your child’s BarclayPlus account through Online Banking or Barclays Mobile Banking.
    2. Encourage your child to save in their BarclayPlus account, and they’ll earn a small amount of interest on their balance.
    3. Make them aware that when buying things online, it can take up to 2 weeks for the money to leave their account.
    4. Make sure your child doesn’t give away their PIN to anyone.
    5. Help them get to grips with money basics with Barclays LifeSkills.


Apply now


Apply in branch

Call the branch where you’d like to open your BarclayPlus account – we’ll help you book an appointment.

Get in touch

If you’ve got a question about our BarclayPlus account, there are many ways to get in touch.


Web chat

Please don’t share any account information during your chat.


Tweet us

Tweet us a question @BarclaysUKHelp and we’ll respond within 2 hours.

There's more to explore


Bank on your phone or tablet

There’s a Barclays Mobile Banking app specially designed for your BarclayPlus account – all you need is your smartphone or tablet.


LifeSkills - for your future

Learn skills you’ll need in the future with our range of tools, tips and interactive learning modules.