A group of young people outside the entrance to a building

Young Person's Account

Make the most of your money if you’re 16 or 17 years old

Take control of your money with our simple, secure bank account with no monthly fees.

Does your parent or guardian bank with us?

Apply in Video Banking

If they don’t bank with us

Apply in branch

What you get

Our Young Person’s Account is packed with tools and features that let you manage your money your way, wherever you are.

The important stuff

It’s a free account, with no monthly fees¹
Shop online and in store with a contactless debit card
Use Apple Pay and Contactless Mobile to buy things with your phone
Manage your money on the go with our award-winning app

Extra features

Design your own card using your favourite photo
You can take out up to £300 a day from any cash machine

What you need to open an account

To open a Young Person’s Account, we need to see documents that confirm who you are and where you live – these need to be original documents and not photocopies.

To confirm who you are we need one of the following

Passport
European Union national identity card
UK full or provisional photo card driving licence
UK Armed Forces ID card

To confirm where you live we need one of the following

UK full or provisional photo card driving licence (if you’re not using this as proof of ID)
Bank statement (from the last 3 months)

Don’t have these documents?

Here’s how you can open an account, depending on whether or not your parent or guardian banks with us.

If your parent or guardian banks with us

If they have our app, you can open an account whenever you want through Video Banking. Your parent or guardian will just need to download the Video Banking app and have you and your passport to hand when they make the call. If you don’t have a passport, you can use your birth certificate.

If they don’t have our app, you’ll need to open an account in branch. You’ll need to bring in your ID (passport, national identity card or birth certificate) and your parent or guardian will need their debit card and PIN. If they don’t have a debit card, they’ll need to bring in proof of their ID.

If your parent or guardian doesn’t bank with us

You can only open an account in branch. You’ll need to bring in your ID (passport, national identity card or birth certificate) and your parent or guardian will need their ID and proof of address, such as a UK bank statement or utility bill. They can’t use the same document for ID and address.