A man sitting at an outside table with a coffee, taps his card on a card reader held by a waitress

Contactless payments

Quick and easy purchases without entering your PIN

  • Quick and easy contactless card payments for purchases up to £45
  • Pay with your phone or compatible device if you have Apple Pay or Contactless Mobile
  • No need to enter your PIN
Covid 19 help and support

We’ve upped the contactless limit to £45

To help make it easier for you to make contactless payments with your Barclays debit card, we’ve upped the limit to £45. Just check with the retailer first that they’ve increased their limits before you pay.

How to get a contactless debit card

Contactless technology might already be set up on your card. If so, you can start using it straight away. Just look for the symbol on the front. If it’s not there, call Telephone Banking or visit a branch to see if you can get a contactless card.

If you don’t have an account with us, you can apply to open a Barclays current account to get a contactless debit card.

How does contactless work?

Symbol for contactless payment

Use contactless when you see this symbol

Touch your card and pay

Touch your card on the reader to pay

Payment confirmation

The reader confirms your payment

You can use contactless wherever you see the symbol, both in the UK and abroad. We’ll occasionally ask you to enter your PIN, to prove it’s you using the card.

Contactless payments are taken from your account and will appear on your bank statement, in Online Banking and the Barclays app if you’re registered.

It works the same way with Apple Pay and Contactless Mobile – you can use your phone or compatible device to pay with your Barclays debit card.

When you receive a new card, you’ll first need to use it with your PIN in a shop or at a cash machine to unlock contactless payments.

Is contactless payment safe?

Our contactless debit cards include the latest advanced security features required by the payment card industry. Payments are covered by the same fraud protection as your Chip and PIN transactions, provided you don’t reveal your card details to anyone else. As an extra precaution, we'll occasionally ask you to enter your PIN to make sure it's you.

If your card is lost or stolen, report it in the Barclays app or Online Banking, or call us as soon as possible on 0800 400 100*. You can also visit a branch to let us know.

Can someone steal my debit card and use its contactless technology to empty my bank account?

If someone makes several contactless payments in a row, they'll be prompted to enter the card's PIN. Contactless transactions are also protected by the fact that they can only be made on purchase of up to £45. 

If your card is lost or stolen, let us know immediately and we'll cancel and replace it for you. If you haven’t acted fraudulently or without reasonable care, you won’t be liable for any fraudulent transactions.

If I carry more than one contactless card, is there a danger I’ll pay with the wrong one?

Card readers reject payment if more than one card comes into range. This means you’d have to separate your cards before making a payment, ensuring it’s with the one you intended to use.

Can fraudsters use contactless technology to obtain my card details?

There is a very small risk this could happen. The information sent by the chip in a contactless card only includes the card number and expiry date, so not enough to do any harm. Security information, such as the 3-digit security code on the back of a card and your PIN, isn’t sent.



You don’t need to enter your PIN – just touch your card on the reader.



Contactless payments appear on your bank statement, in Online Banking and the Barclays app if you’re registered.



Payments are processed using the same secure Visa technology we use to process Chip and PIN payments.

About our debit cards

A Barclays Visa Debit card being inserted into a card reader at a restaurant

Debit cards

Make payments where and when you want

Use contactless for convenience and the Barclays app to securely control how your card is used.