Current interest rates

Account opened



tax-free per year %


tax-free per year %

AER % 

(all interest options)

From 10 January 2024

£1 - £1 million




Rates are fixed for the term of the cash ISA.

We may withdraw the availability of the 18-Month Flexible Cash ISA - Issue 56 at any time without notice.

Further information


You can transfer in – your instructions need to be with us within 30 days of opening your account.

Top up

Additional deposits (cash ISA subscriptions) are allowed each tax year throughout the term of the Flexible Cash ISA, up to the amount of your annual cash ISA allowance. From 6 April 2016, funds withdrawn from your Flexible Cash ISA can be replaced in the same tax year without counting towards your annual ISA allowance. Please note the tax year runs from 6 April to 5 April the following year.

Mortgage offset

This account can't be offset against a mortgage loan we've made to you.


Interest is exempt from Income Tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.


Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.

Interest rate

Rates are fixed for the term of the cash ISA.

For additional information, download our Flexible Cash ISA terms and conditions [PDF, 155KB]. They're in addition to the general conditions of your Customer Agreement with us.

Read important information about our interest rates, the Financial Services Compensation Scheme, and your cancellation rights.