Help to Buy: ISA interest rates

Get account information, plus our current interest rates.

Current interest rates

Rates effective from:


Tax-free per year %


3 September 2018 - present




We may withdraw the availability of this account at any time, without notice.

Previous interest rates

Rates effective from:


Tax-free per year %


1 December 2017 – 2 September 2018




Further information



Yes. Transfers-in from other ISAs are permitted, subject to the monthly Help to Buy: ISA limits.

Top Up:

Yes. Monthly limits apply. Save up to £1,200 in the first calendar month, and up to £200 per calendar month afterwards.

Mortgage offset:


Tax - free:

Interest is exempt from Income Tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.


Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.

Interest rate:

Rates are variable. Interest is calculated daily using your statement balance and is paid on the first working day of each month.

For additional information, download our Help to Buy: ISA terms and conditions. They are in addition to the general conditions of your Customer Agreement with us.

Read important information about our interest rates, the Financial Services Compensation Scheme, and your cancellation rights.