Open Banking – sharing your data and making payments through other providers

How are we doing?

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Barclays
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Since 2018, you’ve been able to share your Barclays data with other companies so that you can use their services and make payments through them. For example, you might want to share your Barclays data with a company that lets you operate all your accounts from one place. This is called ‘Open Banking’.

To make sure you’re getting the best service from us when you use Open Banking, we’ve put together the data below, which tells you how well we’re performing. It shows how fast our service has been and whether there have been times when it isn’t available.

The metrics shown below are for the period 01 October to 31 December.

Most of them compare our Open Banking services to our digital banking services. By ‘digital banking services’, we mean the Barclays app, Barclays Online Banking and Barclaycard Account Servicing.

Key

Key for graphs

Is our Open Banking service available consistently?

This graph compares the amount of time our Open Banking service was available to the amount of time our digital banking services were available over the last three months.

See the independent service quality survey results for our Personal Current Accounts.

Graph compares Open Banking availability to digital banking availability

October

November

December

Quarterly Average

Open Banking service

99.8%

100.0%

98.1%

99.3%

Barclays app (unplanned outages only)

100.0%

100.0%

100.0%

100.0%

Barclays app (planned and unplanned outages)

100.0%

100.0%

100.0%

100.0%

Barclays Online Banking (unplanned outages only)

100.0%

100.0%

100.0%

100.0%

Barclays Online Banking (planned and unplanned outages)

100.0%

100.0%

100.0%

100.0%

Barclaycard Account Servicing (unplanned outages only)

100.0%

100.0%

100.0%

100.0%

Barclaycard Account Servicing (planned and unplanned outages)

100.0%

100.0%

100.0%

100.0%

Open Banking service

October

99.8%

November

100.0%

December

98.1%

Quarterly Average

99.3%

Barclays app (unplanned outages only)

October

100.0%

November

100.0%

December

100.0%

Quarterly Average

100.0%

Barclays app (planned and unplanned outages)

October

100.0%

November

100.0%

December

100.0%

Quarterly Average

100.0%

Barclays Online Banking (unplanned outages only)

October

100.0%

November

100.0%

December

100.0%

Quarterly Average

100.0%

Barclays Online Banking (planned and unplanned outages)

October

100.0%

November

100.0%

December

100.0%

Quarterly Average

100.0%

Barclaycard Account Servicing (unplanned outages only)

October

100.0%

November

100.0%

December

100.0%

Quarterly Average

100.0%

Barclaycard Account Servicing (planned and unplanned outages)

October

100.0%

November

100.0%

December

100.0%

Quarterly Average

100.0%

Sometimes we plan outages so that we can release new features or carry out maintenance. We’ve included all the time our Open Banking service and digital banking services weren’t available in the graph, whether or not the outage was planned. We always let our customers know when we’ve planned outages and we give them details of other ways of doing their day-to-day banking.

How quickly are Open Banking payments made, compared to payments made using our digital banking services?

This graph compares the amount of time it took for a company to make an Open Banking payment that you’d authorised to the amount of time it took using our digital banking services.

There isn’t any information for Barclaycard Account Servicing in this graph because those payments are completed in another system.

Graph compares time taken for an Open Banking payment  with time taken on digital banking services

October

November

December

Quarterly Average

Open Banking service v3

352

335

296

328

Barclays app

1852

1895

1904

1884

Barclays Online Banking

4426

5956

5703

5362

Open Banking service v3

October

352

November

335

December

296

Quarterly Average

328

Barclays app

October

1852

November

1895

December

1904

Quarterly Average

1884

Barclays Online Banking

October

4426

November

5956

December

5703

Quarterly Average

5362

Account information performance

This graph shows how quickly we provided data when we were asked for it by companies you authorised to request it. This is compared to the amount of time it took to access the same information using our digital banking services.

Graph for account information performance

October

November

December

Quarterly Average

Open Banking service v3

266

258

227

251

Barclays app

1031

1036

1016

1028

Barclays Online Banking

4471

4512

4273

4419

Barclaycard Account Servicing

3036

3096

3145

3092

Open Banking service v3

October

266

November

258

December

227

Quarterly Average

251

Barclays app

October

1031

November

1036

December

1016

Quarterly Average

1028

Barclays Online Banking

October

4471

November

4512

December

4273

Quarterly Average

4419

Barclaycard Account Servicing

October

3036

November

3096

December

3145

Quarterly Average

3092

Checking you have enough money available for a payment

This graph shows how quickly a company you used to make a payment was able to check you had enough money available. This is called ‘confirmation of funds’.

This graph shows how quickly the confirmation of funds was.

October

November

December

Quarterly Average

Open Banking service v3

242

236

214

231

Open Banking service v3

October

242

November

236

December

214

Quarterly Average

231

Successful requests from other companies

This graph shows the percentage of errors that occurred when we received requests from companies you asked us to share your data with, or that you allowed to make a payment for you or check you had enough money available to make a payment.

Graph showing the percentage of errors that occurred

October

November

December

Quarterly Average

Open Banking service v3

0.30%

0.06%

2.41%

0.92%

Open Banking service v3

October

0.30%

November

0.06%

December

2.41%

Quarterly Average

0.92%

See more detailed data

Download information showing how our Open Banking and digital banking services performed every day for the period 01 October to 30 December.

Download performance data [PDF, 158KB]