There are two ways to share your data with third-party providers (TPPs).
1. Through Open Banking – which will direct you to the Barclays app or Online Banking, where you'll be asked to give your permission
2. By providing your log-in details directly to the third party
Sharing data through Open Banking
If a registered third party is using Open Banking to access your Barclays data, they’ll always tell you what data they need, why they need it, and will ask you to give your permission. They’ll then pass you on to us, either via our app or Online Banking, where we’ll detail their request and ask you to confirm your permission. Once you’ve given your permission, we’ll share that data with the third party on your behalf.
Sharing data by giving out log-in details
Outside Open Banking, some providers might ask you to share your log-in details as part of their data sharing solution. If you decide to give them your details, they’ll be able to log in to your account as if they’re you – this is known as screen scraping. This may mean that the company can access a wider range of information.
- When you’re using Open Banking, you’ll never be asked to share your log-in details
- When you’re using Open Banking, you’ll always be asked to give your permission through Online Banking or our app
- When you share your log-in details the third party will be able to access more data – whereas with Open Banking, you decide what you share and why
- When you’re using Open Banking, you’ll be able to manage your permission either through a TPP or us
– whereas when you share your log-in details directly with a TPP, you’ll only be able to request cancellations through them
Whenever you share your data, you should only share it with registered TPPs. You can check this on the FCA’s list of approved providers.