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Barclays Basic Current Account

Simple banking

If you don’t qualify for a regular current account, don’t yet have a UK account, or you’re experiencing financial difficulty, this could be the right account for you.

It lets you bank online, on your phone and in branch

Our online application will let you know if you’re eligible – and will offer you the right account if you’re not  

No monthly account fee – plus there’s no overdraft (arranged or unarranged) to help you avoid debt

What the account offers

If you’d like more, it’s worth remembering that we have a range of accounts to choose from – find one that’s right for you

What’s included

A Visa debit card or cash card

Online Banking, Telephone Banking and Barclays Mobile Banking1 access

Support in over 1,500 branches across the UK

Direct Debit or standing order2 payment options

Regular statements and free Text Alerts1 to help you control your spending

Cash machine withdrawal limit of up to £300 a day (if the money’s in your account)

Cashback from retailers when you shop through us

What’s not included

An overdraft (arranged or unarranged) – that means you’ll need to have enough money in your account before making any payments

A cheque book

Barclays Blue Rewards

Account fees and charges

  • Day-to-day banking service charges

    These charges and interest rates are variable and we reserve the right to amend them from time to time.

    Overdrafts and cheque books are not available with the Barclays Basic Current Account.

    Barclays Tariff for Personal Customers3

    Fee Information Document - Barclays Basic Current Account

    Payments into your account

    Free

    Issue of Cash Card

    Free

    Paying by Direct Debit / standing order

    Free

    Telephone Banking Call charges4

    Free

    Free text alerts when you’re near your limit

    Free

    Cash withdrawal from UK cash machines5

    Free

    Cash withdrawals at our branches in the UK6

    Free

    Cash withdrawals from UK post offices

    Free

    Issue of bank statements

    Free

    Debit card purchases in the UK

    Free

    Debit card charges: Making purchases or getting cash using your debit card abroad

    See our rates and charges page for information on international debit card charges.

  • Other account services

    Barclays Direct Presentation Service7

    £20

    Same day transfer of money in the UK using CHAPS

    £25

    Banker's draft

    £15

    Copy statement (per request, per account)

    £5

    Unpaid Direct Debits and standing orders

    If a Direct Debit or standing order is due and there isn’t enough money in your account, we’ll stop the payment.

    We may decide to cancel permanently some or all of your Direct Debits or standing orders if you don't ensure that there is enough money in your account when they’re due to be paid. If we do this, we'll write to you and let you know.

    Charging dates

    Most charges are applied at the time the service is provided.

    Pack fees are taken from your account on the first working day of the month.


 

How to apply

Our Barclays Basic Current Account is only available to certain people in certain circumstances. The application will determine your eligibility, and will let you know what account we can offer you. 

 

Get in touch

If you’ve got a question about our Barclays Basic Current Account, there are many ways to get in touch.

Web chat

Please don’t share any account information during your chat.

Tweet us

Tweet us a question @BarclaysUKHelp and we’ll respond within 2 hours.