Using your debit card abroad
A secure and convenient way to pay when you’re away
Using your debit card is an easy way to withdraw cash and make purchases – wherever you are.
What it costs
The non-sterling transaction fee
If you use your debit card abroad or pay in a currency that’s not Sterling, we’ll charge you a 2.75% non-sterling transaction fee. This includes cash withdrawals, refunds and when you shop online at a non-UK website.
The Global Alliance
We’re part of the Global Alliance. This is a group of banks that have agreed to give customers a cheaper way to withdraw money when they’re abroad. If you withdraw cash from a cash machine that’s not Barclays, or a Global Alliance member bank, you’ll be charged a £1.50 non-sterling cash fee, and the cash machine provider may apply other charges.
Find one of our member banks in the country you’re travelling to
How we previously referred to the charges
Along with other UK banks, we’re now referring to these charges as the non-sterling transaction fee and the non-sterling cash fee.
The non-sterling transaction fee was previously referred to as ‘commission’ and ‘foreign exchange charge’ and the non-sterling cash fee as ‘a fee’ and ‘transaction charge’.
Compare transactions costs
On your statement
If you’re asked to pay in sterling (DDC transaction)
Some cash machines or merchant terminals may offer you the choice of paying for your transaction in sterling. If you choose to do so, the 2.75% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the commission charges are and what exchange rate they are using because, overall, it may be more expensive to pay in sterling.
These transactions are known s Dynamic Currency Conversion (DCC) transactions because the currency conversion is done by the merchant rather than the card scheme, using the merchant’s exchange rate.
Bureau de change
Get your travel money with ease. Choose quick, free home delivery in the UK – or collect from one of our branches.
Barclays Mobile Banking
You can now do even more of your everyday banking on your mobile advice.
Keep your documents safe – before you go, upload all your important travel documents including your passport.