Terms and conditions for using your Barclays cards with Apple Pay

These terms and conditions are here to help you understand how you can use your Barclays cards with Apple Pay. These are additional to the terms and conditions for your main agreement for the card you’re linking to use with Apple Pay with Barclays Bank UK PLC. Read on to find out more.

How does it work?

Simply choose your Barclays credit or debit card you want to link to Apple Pay, turn on Apple Pay, enter your passcode or use Touch ID and use your device as if it was a contactless card wherever you see the Contactless sign or the Apple Pay sign. That’s it. The card you linked will be debited and will show up in your transactions just like any other transaction.

Things to know

  • Some contactless terminals may let you make payments above the contactless limit
  • If we replace your debit card, we will join your new card to Apple Pay automatically
  • Within Apple Pay, you can view recent transactions – you can turn this feature off
  • When you link a card you should be aware that using Apple Pay will be like using another card on that account with a different card number (the long number across the front). That’s worth remembering when asking a merchant for a refund for something you’ve bought using Apple Pay or when ‘touching out’ on the TfL network
  • If you don’t want to use Apple Pay any more just delete your linked card in Apple Pay

Does it cost anything?

  • If you’re a personal customer, you won’t be charged for using Apple Pay
  • Your internet or network service provider may charge you for using data on your device


  • Make sure you delete all your information in your Apple Pay Wallet when you change or swap your Apple device
  • Don’t tell anyone your passcode or any other security details. Barclays will never ask you for them so do not share with anyone. If you do let us know immediately at barclays.co.uk/contactus
  • Don’t install or use a unauthorised modification of iOS. This could have had its features changed in order to work, which may make it less secure, and means that fraudsters could access your device and steal your information or money

Information about you

You will be subject to Apple’s terms and conditions, so please read your agreement with Apple (including the privacy policy) to understand how Apple collects and uses your information. 

We are required to share anonymised information relating to your transactions with Apple to develop and improve its technology. This doesn't identify you – it is statistics about how customers have been using Apple Pay in general.

From time to time, we may contact you about Apple Pay by email, text or other messages or by telephone or post. Sometimes, these may be marketing messages.

If you don’t want to receive marketing messages, you can tell us at any time by contacting us on our normal contact number. You can also text STOP in response to marketing text messages or follow any other instructions we include to unsubscribe.