Google Pay terms and conditions

What is Google Pay?

Google Pay is a way for you to make purchases from merchants or in-app using a phone or other device which can store virtual representations of your debit or credit card. In order to use Google Pay, you will have to register an eligible credit or debit card to your device. You also need to have an eligible Android device.

Meaning of Words

Unless terms are specifically defined in this document, then other terms shall have the same meaning as given in your relevant Barclays account terms.

• "Google" means Google Ireland Limited whose principal place of business is at Gordon House, Barrow Street, Dublin 4, Ireland.
• "Card Account" means the applicable Barclays Personal, Business Banking or Non-Personal current account or, for Barclays UK customers, the payment account connected to your Barclays Personal credit card. For Barclays Private Bank and Barclays International customers, only debit cards are applicable.

Terms and Conditions

These terms and conditions are here to help you understand how you can use your Barclays cards with Google Pay. If you are resident within the UK, this agreement is governed by the laws of England and Wales. If you are resident in either of the Channel Island territories of Jersey, Guernsey or the Isle of Man, then this agreement is governed by the laws of Jersey, Guernsey or the Isle of Man, as applicable. Any terms implied by law will also apply to this agreement. The language we use for all our communications is English.

All agreements, terms and conditions relating to your Card Account between you and us will continue to apply in the usual way.  

Limitation of Liability

Google Pay is provided by Google and we are not responsible to you for your use of it or for any service, information, software or hardware provided to you by Google or any other third party. We are not liable for any failures or faults, or any security, availability or performance issues, affecting or relating to Google Pay or your device. We recommend that you read the Google Pay terms and conditions for more information.

Subject to the terms and conditions relating to your Card Account terms, you agree that Google Pay features and functionality may be automatically updated or upgraded without notice to you. At any time, we may decide to expand, reduce or suspend the type and/or amounts of transactions allowed using a card or change the enrolment process.

Protection and Security

If your device is lost, stolen or is used without your consent, please let us know as soon as possible.

Make sure you delete all your information in your Google Wallet app when you change or swap your device.

Don’t tell anyone your passcode or any other security details relating to your device or Google Pay. We’ll never ask you for them, so don’t share them with anyone. If you do, let us know immediately.

Eligibility, Limits and Restrictions

In order to use Google Pay you must use an eligible card and meet all the other eligibility requirements. Please search “Barclays Google Pay” for information on what these are and on what payment limits or other restrictions apply to your use of Google Pay.

Information about you

You will be subject to Google’s terms and conditions, so please read your agreement with Google (including the privacy policy) to understand how Google collects and uses your information. We get information about you from Google to verify your identity, check your eligibility, and to prevent fraud.

We’re required to share anonymised information relating to your transactions with Google, to develop and improve its technology. This doesn't identify you – they’re just statistics about how customers have been using Google Pay in general.

From time to time, we may contact you about Google Pay by email, text, other messages, telephone or post. Sometimes, these may be marketing messages. If you don’t want to receive marketing messages, you can tell us at any time by contacting us in your usual way. You can also text STOP in response to marketing text messages or follow any other instructions we include to unsubscribe.

For more detailed information on how and why we use your information, including the rights in relation to your personal data, and our legal grounds for using it, please read our guide on controlling your data and privacy, or you can request a copy from us.