Current account

Tell us what you need

To manage your wealth efficiently, you may need an overdraft on your current account from time to time. To arrange one, just contact your Wealth Manager.

We have overdrafts available in many currencies and the first £1,000 (or currency equivalent) of the overdraft on one of your chosen accounts is interest-free (variable).

Representative example

This example shows the rate applicable for an agreed overdraft of £10,000, $10,000 or €10,000.¹

Up to £1,000 – 0% interest pa (variable)

Over £1,000 and up to £10,000 – 5% interest (variable) above the relevant central bank reference rate for sterling, euro and US dollars.

There is no charge for unauthorised borrowing on your current account.

These overdraft rates will change automatically, as soon as any central bank reference rate change applies.

Please contact us for rates offered on other currencies.

* Overdrafts are subject to application and status so that the amount offered may be different to that shown in the example. They are repayable on demand.

The value of investments can fall as well as rise. You might not get back what you invest.