Credit Manager

If you have a Barclaycard, you’re already entitled to free access to your credit score powered by Experian.

Credit Report access

• Credit Report access anytime
• View online or request copies by post
• See how your profile compares to the average UK consumer
• Credit report access is subject to initial validation by Callcredit, with a maximum of one report per day

24/7 credit profile monitoring

• Credit Manager monitors your credit profile and alerts you to any changes
• See whether the change is likely to have a positive, negative or neutral impact on your credit score
• Choose to receive alerts by email or text message

Help improve your credit score

• Tools and guidance to help you improve your credit score
• Quarterly statement, with tips on how to improve your score if it's in decline
• Credit guidance helpline for when you need assistance to improve your profile or remove errors

Identity theft protection benefits

• Online card monitoring tracks up to 10 of your debit or credit cards, and alerts you to any card details that appear publicly
• PC and Smartphone protection software that helps protect your personal and financial details against the latest online threats
• Identity theft helpline – if you believe you’re a victim of identity theft we’ll investigate and help repair the damage to your profile

Terms and conditions

Credit Manager may suit you if

• You want help to improve your credit rating
• You want to see how lenders view you before applying for credit
• You're worried about the safety of your personal and financial information online