Interest rate calculator
What would a new rate mean for your mortgage?
Find out what your mortgage payments would be if you were paying a different rate of interest.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Let’s get started
Try our calculator to see how your monthly payment would be at a new interest rate. It’s helpful if you’re coming to the end of a fixed-rate period, shopping for a new deal or you’re thinking about potential changes to the Bank of England base rate.
Mortgage interest rate calculator
See how a change of interest rates would affect your monthly payments.
Your rough mortgage interest rate estimate
Based on what you told us
Try a different interest rate
|Today||After rate change|
Mortgages and the base rate
About the Bank of England base rate
Find out how the recent increase in the base rate set by the UK’s central bank affects your mortgage.
Exclusive rates for your home
Switch to a new rate if you have a mortgage with us
If you have a mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.
Help with mortgage payments
Worried you can’t afford your payments?
If you're concerned that you won’t be able to make your mortgage payments, contact us right now to find out about the various ways we can help you.
Need some help?
Call us1 today on 0800 197 1081. Lines are open all day, every day, except on bank holidays and during Christmas, when they may be closed at off-peak times.
Call 0800 197 1081
Your local branch may be able to help – or they can book an appointment for you with a mortgage adviser.