Student Additions Account

An account that walks the walk

Be the master of your budget with our award-winning student account. With the Barclays app1 you can categorise your spending, set limits and temporarily freeze your debit card.

You can also apply for an overdraft from day one (subject to status and lending criteria) and get fantastic cashback offers so you save when you spend.

  • Keep on top of your money through our app
  • Apply for an overdraft of up to £500 when you open your account and you can increase it to up to £3,000 in your third year (subject to status and lending criteria)
  • Get cashback from participating online and high-street stores when you shop through us2
  • Now available to Higher Apprentices (Level 4+)

Here's what you get

Apply for a £500 overdraft when opening your account

UK students can apply for a £500 fee-free overdraft that goes up to £3,000 fee-free while you’re studying (subject to application, status and lending criteria).

Representative example

Fee-free overdraft up to £3,000 (subject to application, status and lending criteria) while you stay within that limit.

Cashback on your shopping

Earn cashback when you shop for fashion, beauty, books, travel and more – both online and on the high street. See our latest offers here.

Create your own debit card

Why have the same bank card as everyone else? You can add your favourite photo to your contactless debit card for free.

The Barclays app

Keep on top of your money with our app – check your balance, categorise your spending and set limits on payments and cash withdrawals.

Move money at the speed of light with Pingit

Send, spend and request money with a UK mobile number using the Pingit app3. It’s simple, easy and free.

Pay on the go

You can use your mobile to make payments – Apple Pay4 is unlimited (check with the retailer) or you can spend up to £100 with Contactless Mobile5.

Overdraft summary

If you're a UK student, you’ll be able to apply for an initial £500 fee-free arranged overdraft – and up to £3,000 fee-free while you’re studying (subject to application, status and lending criteria).

Fee-free arranged overdraft limits

Account opening: up to £500
Year 1: up to £1,000
Year 2: up to £2,000
Year 3 and beyond: up to £3,000

Representative example

Fee-free arranged overdraft up to £3,000 (subject to application, status and lending criteria) while you stay within that limit.

All student overdrafts are subject to application, status and lending criteria so your maximum arranged overdraft amount may be different from the amounts shown above.

Arranged overdrafts are repayable on demand. Any fees are variable.

Add Packs to your account

Cover what’s important to you with our great value Packs. And you’ll get discounts if you add more than one.

Tech Pack

Mobile and gadget insurance for £14.50 a month

Our Tech Pack takes care of up to 4 mobiles and an unlimited number of gadgets worth up to £1,500 each. That means tablets, laptops, sat navs, smartwatches, cameras and more are all protected, wherever you go. The Tech Pack is available to new or existing customers who have a Barclays current account.

Travel Pack

Cover your holidays

Whether you’re travelling on your own or with your family, you can get worldwide travel insurance and comprehensive RAC breakdown cover for just £12.50 a month.


To be eligible you’ll need to

  • Be 18 years of age or older
  • Live in the UK with 3 years’ address history
  • Plan to use the account as your main bank account
  • Be studying for an undergraduate qualification for at least 2 academic years full-time or post-graduate for 1 year or more

What you need to apply

Once you’ve completed the online application, you’ll need to visit a branch with proof of your student status, address and identity.

What documents are suitable?

Get free e-textbooks for uni

We’ve teamed up with Campus Society to offer first-year students a limited offer - three free e-textbooks when you open a Student Additions Account6. You’ll need to register your email address with Campus Society to take up this offer.

Apply now


Apply online

Start your application for a Student Additions Account online.


Already bank with us?

Visit your local branch to open another account.

Money tips for freshers

Get in touch

Questions about our Student Additions Account? We’re here to help.


Web chat

Please don’t share any account information during your chat.


Tweet us

Tweet us a question @BarclaysUKHelp and we’ll respond within 2 hours.

Account information and fees

You’ll find full details about banking with us and the terms and conditions of our Student Additions Account in the following PDFs:

Terms and conditions for personal customers7

Current accounts – our bank charges explained7

Fee Information Document - Student Additions

14-day trial period

If you’re not happy with your account, you have a 14-day period in which to cancel your account or switch to another account. This begins on the account opening date or the date your receive your terms and conditions and other account information, whichever is later.

Your feedback

We want to hear from you if you’re unhappy with our service. You can complain in person, in a branch, in writing, by email or over the phone. You can get a leaflet detailing how we deal with complaints in any of our branches, on this site or from the Barclays Information Line on 0800 400 1004. The line is open between 7am to 11pm, 7 days a week. Alternatively, write to Barclays, Leicester LE87 2BB.

If we don’t resolve your complaint internally to your satisfaction, you may be able to refer it to The Financial Ombudsman Service, Exchange Tower, London, E14 9SR (telephone: 08000 234 567). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.

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