Travel tips

Person with backpack

Travel tips

Get set for your next adventure

Taking a break from the grind? Whether it’s a solo expedition, a romantic break or a holiday with friends, here’s our advice for travelling – just be sure to follow the latest health and wellbeing guidelines.

1. Choose your destination

Spend some time researching where you want to go – factor in what’s important to you, like weather, local food, cultural experiences or amenities.

Travel comparison sites are one of the ways to help you get the best deal. It might seem easier to get a package option, but it could be cheaper and more flexible to book your accommodation and flights separately – in these cases, the accommodation and some flights wouldn’t be ATOL protected. It’s recommended to always book through an ATOL-protected travel agent or company, check if your trip is covered and make sure your insurance covers you for all aspects of the holiday you’re interested in. We can help, with a range of travel insurance policies to help protect you. Terms, conditions, and eligibility criteria criteria apply.

Check for travel restrictions and guidance from the FCDO, as well as current restrictions in place at your destination. Then check if your passport needs renewing – you should consider doing this eight months before your passport’s due to expire. Some countries also require at least six months left on your passport, and some ask for visas too. If you’re travelling with your child for the first time, don’t forget they’ll need their own passport.

2. Work out how much your trip will cost

First up, think about what kind of trip you’re going on – are you looking for a mini break, the trip of a lifetime or a weekend away? Next, work out your expenses – factor in all the upfront costs, like accommodation, flights, travel insurance and even luggage, as well as extra money for emergencies. Then, add on what you’ll be paying for when you’re away, like entertainment, attractions, and food and drink.

You could set up a savings goal1 in the Barclays app2, to track your progress.

3. Get your finances set for your holiday

Here are a few ways you can sort your money before you set off

  • In the Barclays app2, you’ll find our ‘Spending’ tool – it gives you an overview of your outgoings split into different categories. You can then see how much you can set aside each month without over-stretching yourself
  • Be realistic about what you think your trip will cost, then deduct any savings you’ve already set aside. Then, work out how much you can save each month towards your trip – and what you’re left with is your savings plan
  • Cash isn’t always king. If you don’t want to carry too much currency when you’re away, you can buy euros and US dollars in our app’s travel wallet, and spend them on your debit card (16+, T&Cs and eligibility criteria apply). It’s fee-free for transactions too3. If you already have the app, head to the home screen, tap ‘Cards’ and ‘Create a travel wallet’ to create yours
  • It’s usually cheaper to pay in local currency. Find out what it’ll cost you to withdraw cash and make purchases with your debit or credit card abroad

If you'd like more support with your planning, you can speak to one of our Barclays Money Mentors®4.  You can ask them about anything money- related, from budgeting for your trip to setting a savings goal to pay for it. Book a confidential chat with our team.

4. Get inspired

Planning what you’re going to do on your trip is one of the most exciting parts.

When you’re looking at attractions, check if there are any trustworthy deals online before you book. Forums on social media can be handy for anecdotal advice, while sites like Tripadvisor are great for checking ratings. Other social media platforms, like Pinterest and Instagram, are great sources of inspiration too.

Make sure that whatever you do, you’re safe and comfortable, and book with a trustworthy company. Don’t share your debit card, online and mobile banking details or transfer money to those you don’t know or trust.

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Tips for travel

How to plan your holiday

If you’re planning a holiday or trip away, try our tips for travel to help you make it truly memorable.

From setting up a holiday savings goal to sorting your insurance and working out the best way to budget and take your money abroad, we’re here to help you get your finances travel-ready – wherever you’re headed.