Emails, text messages and calls
You receive an email, text message or call claiming to be from a well-known company or organisation, such as a bank or the police.
How it could happen to you
- The communication might look genuine but not everyone is who they say they are. Fraudsters pose as genuine employees to get you to reveal personal and bank details, including your Online Banking passcodes. They’ll then use these details to access your account and make transactions without you knowing
Stop. Challenge. Protect.
- Be cautious of any unexpected text messages, calls and emails you receive and be extra suspicious if they ask you to open a link or call a number. If you need to, always visit their website by typing in their web address by hand, or call them using a number you know to be correct
- Never reveal personal information, your PIN, PINsentry codes, mobile activation codes, QR codes, one-time passcodes or Online Banking passcodes
A fraudster gets access to your personal information or steals your credit or debit card details. This lets them spend with your card.
Cash machine fraud
Fraudsters continue to find new ways to pull off this con, but the outcome is still the same – distracted at an ATM, you lose sight of your card and your bank account is emptied before you realise.
Remote access fraud
A persuasive phone caller might claim they’ve spotted a problem with your computer and offer to take remote control of it to fix it. They could even say they’re calling from a bank and need to help with a ‘problem with your account’.
Fraudsters steal personal information about you to impersonate you. They then take out loans and credit cards in your name, or withdraw cash from your bank account.
Return to fraud and scams homepage
Have you educated yourself enough on the different types of scams? Head back to the homepage.
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How to report fraud
Think you’ve been a victim?
Get in touch with us right away if you think you’ve seen suspicious activity on your account. Here you’ll find the numbers you need, the next steps to take and what we’ll do to help.
Take control of your personal data
Stay safe online
Discover ways to help keep control over your personal data online.
Take Five to stop fraud
National awareness campaign
Take Five is led by UK Finance and backed by the Government and other organisations. If you receive a phone call, text or email you think might be fake, it urges you to stop – take five – and challenge what you’re told.
Master your Moneyverse
…and make money work for you
We’ve all got our own personal relationship with money – the way we spend it, save it, (try to) look after it and use it to help reach our goals and shape our dreams. This is your Moneyverse. It’s as unique as you are and we can help you become its master.