Holiday loans

How to pay for your holiday

A holiday loan is when you take out a personal loan to cover the cost of your next break, so you don’t have to worry about paying for your trip all at once.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Personal price quote – with no credit footprint

Apply in Online Banking or the Barclays app – most people apply in less than 10 minutes1

Get quick access to your money if we approve your loan2

0 APR Representative
on loans of

over 2-5 years. (Your rate may differ3)


Manage the cost of your trip

Worried about paying for your entire holiday upfront? You could spread the cost of your trip over a set period of time, to make paying it back more manageable.

Your payments and term won’t change

We’ll give you a fixed payment and term, so you’ll always pay the same amount and know when your loan will end.

Holiday loan calculator

How much would you like to borrow for your holiday? The results we are based on the representative APR. The representative APRs shown are based on all loan applications made by Barclays customers. Your actual holiday loan rates and repayments may differ and will be based on your personal circumstances, the loan amount and term.

Term in Months

The same every month

Loan required

Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  per annum (fixed) .
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of


How to apply

If you have a current account with us or a Barclaycard, we could tell you your personal loan rate upfront – without affecting your credit score.

You may be eligible

You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes1. All you need for us to check is

A current account with us or a Barclaycard

Online Banking or the Barclays app

Looking for some holiday loan tips?

Here are a few things to think about, when you’re considering taking out a holiday loan.

Lending and guidance

We have additional information, options and tools to help you if you’re taking out a holiday loan.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

  • Other ways to borrow


    Choose from our range of credit cards, which include cards for everyday purchases and balance transfers.

    Overdrafts explained

    A short-term safety net

    Overdrafts are a short-term way to borrow money up to an arranged limit. Discover how overdrafts work and how to stay on top of your finances.

  • Need some more help?

    What is a credit rating?

    Discover how to improve yours

    Learn why your credit rating is important, and how to improve it so you’re more likely to be considered for credit in future.

    Know your loans

    Learn about secured and unsecured loans

    This guide to borrowing covers some of the key factors you should consider when choosing the best loan for your needs.

    Understanding loan rates

    What's an APR?

    We explain what APR means – and the difference between representative and personal APR.

  • Preparing for your holiday

    Travelling abroad?

    Need some tips to help you plan your trip? We’re here to help you enjoy your travels, with cashback offers, holiday insurance and tips on taking care of your money while you’re away.

    Get peace of mind

    Don’t let unexpected events spoil your trip – make sure you’re prepared with worldwide family travel insurance and comprehensive RAC breakdown cover.

    Get your holiday currency

    Choose fast, free home delivery or collect your holiday cash at one of our branches. See our exchange rates and find out how fast you could get your money.

Talk to us about loans

Online or in-app

Check to see if you’re eligible to apply for a loan in Online Banking or your app now.

Please note that we might not have all the information we need to show you a provisional loan limit.

Over the phone

If you have any questions, you can speak to a lending specialist on 0345 734 53454

Call us by video

Open this page on your mobile or tablet to video call us. Or you can video call us from your app.