Find the right deal for you
We offer mortgages that can help if you’re having trouble saving for the deposit you need, as well as a wide range of fixed-rate and tracker deals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
It doesn’t have to be mystifying – we’re here to guide you down the path to your very own home.
We're ready to help
We've helped millions of people buy their first home, and our expert advisers are on hand to help you find a mortgage deal that suits your needs. We'll explain what kind of help is available if you're struggling to save up for the deposit you need, and guide you through the mortgage process.
An easy way to apply
With our online Agreement in Principle, you can find out whether we could lend the amount you need in minutes – and it won't affect your credit score. Then you can choose to have your appointment with one of mortgage advisers at a Barclays branch, by phone or as a video call.
Compare our latest deals
Whether you’re buying, remortgaging or buying to let, we’ve got a deal for you – including exclusive rates if you already have a mortgage with us.
A rate that won’t change for a set time
Choosing a fixed rate mortgage means you won’t be affected if interest rates go up or down for a set number of years.
A flexible mortgage that follows the market
A tracker mortgage doesn’t tie you down to a fixed rate, so your payments could go up or down.
Buy an energy efficient home and get a lower rate
We’ll reward you with a lower mortgage rate on certain deals when you buy an energy efficient home – it’s just one of the ways we support greener choices.
Buy your home with help from a loved one
Saving for your first home isn’t easy – now family and friends can help with the deposit.
Get a helping hand when buying a home
Struggling to save a deposit? See how the government’s Help to Buy scheme could help you take the first steps towards your new home.
Buy a share of a home and pay rent on the rest
When you part-buy, part-rent a home through shared ownership, you can apply for a smaller mortgage amount – so your deposit could be lower, too.
Use our calculators to see how much you could afford to borrow, get an Agreement in Principle to see if we could lend what you need – once you have an AiP, we’ll tell you how to book a mortgage appointment. But you can find out how to prepare for your mortgage appointment before that.
Work out the kind of mortgage you could afford
Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.
Take the first step to your mortgage with an AiP
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
Get ready to apply
Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.
Start a web chat if you a question about applying (we can’t give advice about choosing a mortgage during web chats).
Call us1 any time – lines may be closed at off-peak times on bank holidays and during Christmas.
If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.
You can also check our full mortgage range [PDF, 562KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.