Find the right deal for you
We offer mortgages that can help if you’re having trouble saving for the deposit you need, as well as a wide range of fixed-rate and tracker deals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
It doesn’t have to be mystifying – we’re here to guide you down the path to your very own home.
We're ready to help
We've helped millions of people buy their first home, and our expert advisers are on hand to help you find a mortgage deal that suits your needs. We'll explain what kind of help is available if you're struggling to save up for the deposit you need, and guide you through the mortgage process.
An easy way to apply
With our online Agreement in Principle, you can find out whether we could lend the amount you need in minutes – and it won't affect your credit score. Then you can choose to have your appointment with one of mortgage advisers at a Barclays branch, by phone or as a video call.
Compare our latest deals
Whether you’re buying, remortgaging or buying to let, we’ve got a deal for you – including exclusive rates if you already have a mortgage with us.
A rate that won’t change for a set time
Choosing a fixed rate mortgage means you won’t be affected if interest rates go up or down for a set number of years.
A flexible mortgage that follows the market
A tracker mortgage doesn’t tie you down to a fixed rate, so your payments could go up or down.
Buy an energy efficient home and get a lower rate
We’ll reward you with a lower mortgage rate on certain deals when you buy an energy efficient home – it’s just one of the ways we support greener choices.
Buy your home with help from a loved one
Saving for your first home isn’t easy – now family and friends can help with the deposit.
You can no longer apply for the government’s Help to Buy scheme
You can no longer access the equity loan from Homes England, and you won’t be able to complete using a Help to Buy: Equity Loan mortgage. Find out more about the scheme here: www.gov.uk/help-to-buy-equity-loan
If you have any questions about your mortgage offer, please contact your mortgage advisor or broker for more information.
Buy part of a home and pay rent on the rest
A government-backed scheme helps you buy a home with a fraction of the usual deposit or mortgage.
Use our calculators to see how much you could afford to borrow, get an Agreement in Principle to see if we could lend what you need – once you have an AiP, we’ll tell you how to book a mortgage appointment. But you can find out how to prepare for your mortgage appointment before that.
Work out which kind of mortgage you could afford
Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.
Take the first step to your mortgage
Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.
Get ready to apply
Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.
If you already bank with us, you can open a chat in Online Banking.
You can call us on Monday to Friday from 7am to 8pm, and on Saturday and Sunday from 7am to 5pm.
If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.
You can also check our full mortgage range [PDF, 317KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information.