When account details on an invoice are changed, or emails are intercepted, so the money is wrongly paid into the scammer’s account.
How it could happen to you
- You receive an email or an invoice to pay a company or person you’re already dealing with, such as a solicitor or trader. The email has been intercepted and account details changed by scammers, who may pressure you to pay quickly. It may even come through on the same email thread as other genuine messages
Stop. Challenge. Protect.
- Always phone the person or company on a trusted number to confirm any account details you’ve received
- When paying someone for the first time, transfer a small amount first and check the payment has been received by calling a trusted number
When someone pretends to be the police, a bank, a friend or business, to convince you to send them money.
When you’re invited to invest in things that are worthless, or don’t exist.
When fake or non-existent items are advertised for sale.
Advance fee scams
When fake companies ask for an upfront fee and then don’t provide the service you’ve paid for.
When someone pretends to be interested in a romantic relationship with you. They gain your trust and then ask for money.
When you let someone put money into your account, which you then transfer on. You may be told you can keep some of the money for yourself.
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Take Five to stop fraud
National awareness campaign
Take Five is led by UK Finance and backed by the Government and other organisations. If you receive a phone call, text or email you think might be fake, it urges you to stop – take five – and challenge what you’re told.
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