Apply in branch
Don’t forget – you’ll need to bring the right ID documents and proof that you’ve completed your studies5, to apply for this account.
Helping you with life after uni
No monthly fee for the account, a contactless card and a fee-free1 overdraft of up to £3,000 (subject to status), depending on your year of graduation.
Representative example: For your first year after graduation – fee-free overdraft up to £3,000 (subject to application and status) while you stay within that limit. Lower overdraft fee-free amount applies in second and third year after graduation.
You can apply to borrow money on this account – free of charge – up to a certain limit, subject to status. Your fee-free limit will depend on how long it’s been since you graduated. The maximum overdraft you can apply for is £3,000.
The fee-free limits are
We take your graduation date to be 30 June of the final year of your course.
When you go over your fee-free limit, you’ll either be charged 50p a day or £1 a day, based on the whole amount you’re borrowing. The charges are
If you have a fee-free overdraft of £2,000, we won’t charge you while you stay within that limit. If you go over your limit so that you’re borrowing £2,020, you’d be charged £1 a day.
If you have a student account with us – sit back and relax. You don’t need to apply, we’ll automatically upgrade you if you meet the eligibility criteria below. We’ll let you know when it’s been done and transfer over your existing overdraft, if you have one.
If you don’t already have an account with us, you can apply if you
When you apply, we’ll ask to see your degree certificate and 2 original documents (not photocopies) from this list.
Just head to your local branch to apply for your Higher Education Account. We’ll even switch your existing payments, if you’d like us to, within 7 working days.
Cover what’s important to you with our great value Packs. And you’ll get discounts if you add more than one.
Mobile and gadget insurance for £12.50 a month
Our Tech Pack takes care of up to 4 mobiles and an unlimited number of gadgets worth up to £1,500 each. That means tablets, laptops, sat navs, smartwatches, cameras and more are all protected, wherever you go. The Tech Pack is available to new or existing customers who have a Barclays current account.
Cover for your breaks, and any breakdowns
Combining worldwide family travel insurance with comprehensive RAC cover, our Travel Pack provides protection wherever you go for just £10.50 a month.
Questions about our Higher Education Account? We’re here to help.
We’re online 24/7. Call us instead if you have a question that we’d need to check your identity to answer.
Tweet @BarclaysUKHelp and we’ll reply within 2 hours. Call us if you have a question that we’d need to check your identity to answer.
New to us? Call 0345 600 4545, Monday to Friday, 8am-6pm, and Saturday, 9am-5pm. If you already bank with us, call anytime7 on 0345 734 5345.