A guide to buying your first home
What you need to know
Find out how the home-buying process works, from working out what you can afford to picking up the keys.
- What you need to do, and when
- Understanding your options
- We’re here to help – online, by phone and in branch
Your home may be repossessed if you do not keep up repayments on your mortgage.
Step 1 – Work out what your can afford
Step 2 – Get an Agreement in Principle
Step 3 – Find the right home
Step 4 – Choose a mortgage that suits your needs
Step 5 – Going from application to completion
Work out your mortgage budget
See how much you could borrow and work out what your monthly payments might be with our mortgage calculators.
Agreement in Principle for a mortgage
Take the first step to your mortgage with an AiP
Start an Agreement in Principle (AiP) to find out quickly if you could borrow the amount you need – without affecting your credit score.
Need some help?
If you want to know more about buying your first home, choose how you’d like to get in touch – online, in branch or over the phone. You can also browse our mortgage FAQs.
If you want help choosing the right mortgage for you, you’ll need to call us to speak to a mortgage adviser.
Talk to us online
Start a web chat if you’d like to ask us a question online.
Call us1 today. Lines are open all day, every day – except during the Christmas period, when they may be closed at off-peak times.
0800 197 1081
Visit a branch
Find a branch near you that offers appointments with mortgage advisers and see when we’re open.