Mortgage costs and fees explained

The price of buying a home

When you’re planning to buy a property, there are various costs you need to prepare for.

Costs and fees to consider

Don’t be put off by our list. We’ve included all the costs you could face – but you might not have to pay all of them. We’ll explain as we discuss each one. Any fees associated with the mortgage will be set out clearly in the documents your lender or mortgage broker gives you before you commit to any specific mortgage.

Your mortgage options

First-time home buyers

Start the journey to your first home

Find out how to buy a home and take out a mortgage, get tips on what to do if you can’t save the deposit you need and work out much you could borrow.

How to get a mortgage for your first home

Find the right deal for you

We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.

Mortgages for moving home

Get a new deal for your new home

We’ll help you find a new mortgage deal for your new home – take a look at our latest rates, and read our guide to getting a mortgage with us.

Mortgage tools and resources

Everything you need

Whatever your mortgage needs, we’ve got the tools and information to help you prepare.