
Recovery Loan Scheme
Supporting your business through the pandemic
We closed applications for this scheme on 13 May 2022. If you applied before then we’ll get in touch soon, there’s no need to call us.
You know your business, we know how to help
It’s the hardest job you’ve ever done. Whether you’re just getting off the ground or planning to expand, we know how to help.
Supporting your business through the pandemic
We closed applications for this scheme on 13 May 2022. If you applied before then we’ll get in touch soon, there’s no need to call us.
We have the products to suit your business1, from loans for buying new equipment to flexible mortgages.
You know your business. We know how to help
Need to expand your business, invest in equipment or borrow for working capital? Discover our wide range of secured and unsecured business loans.
Borrow up to £100,000 unsecured2
Flexible terms available
Fixed or variable rates available
Our business mortgages are built around you
Choose from our range of business mortgages, and get the right kind of support with our specialist industry knowledge3.
Borrow from £25,000
Buy new premises or release equity from your current building
Fixed or variable rates available
A flexible overdraft that moves with your business demands
An arranged overdraft lets you borrow cash if you’re facing a short-term cashflow issue4.
Borrow up to £50,000 online
One monthly fee for the overdraft
Interest is charged daily on the amount borrowed
Funding business critical assets
Optimise your cashflow with bespoke asset finance – provided by our partner Propel5.
Spread the cost of your business assets over time
Budget with confidence
A source of funding to help you maintain liquidity without affecting your cashflow, working capital or other borrowing
Unlock cash tied up in your invoices
A quick and easy way to improve cashflow so you can seize business opportunities – provided by our partner MarketFinance6.
Unlock cash tied up in your invoices
Improve cashflow
Choose between flexible and ongoing funding
Manage cashflow with a credit or charge card
Choose a Barclaycard to suit your business with secured and unsecured options available7.
Up to 56 days interest free when you pay your balance in full and on time
Variable rate after 56 days
Maximum borrowing dependent on circumstances
Helping you finance your farming business
A range of products, services and sector expertise
Dedicated support from one of our Agricultural Managers
Explore all agricultural borrowing options
Financial expertise you can trust with solutions that are built for you
Property finance expertise
Dedicated support from one of our Real Estate Managers
Explore our buy-to-let mortgages
Compare our business borrowing with borrowing offered by other lenders8. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.
Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.
It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.
It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.
It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.