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Borrowing for all businesses

You know your business, we know how to help

It’s the hardest job you’ve ever done. Whether you’re just getting off the ground or planning to expand, we know how to help.

Recovery Loan Scheme

Supporting your business following the pandemic

Get the financial support you need to help your business recover and grow following the pandemic, through this government-backed scheme.

You can apply up to 31 December 2021, subject to review.

Flexible borrowing for your business

We have the products to suit your business1, from loans for buying new equipment to flexible mortgages.

Business loans

You know your business. We know how to help

Need to expand your business, invest in equipment or borrow for working capital? Discover our wide range of secured and unsecured business loans.

Borrow up to £100,000 unsecured2

Flexible terms available

Fixed or variable rates available 

Business mortgages

Our business mortgages are built around you

Choose from our range of business mortgages, and get the right kind of support with our specialist industry knowledge3.

Borrow from £25,000

Buy new premises or release equity from your current building

Fixed or variable rates available 

Business overdrafts

A flexible overdraft that moves with your business demands

An arranged overdraft lets you borrow cash if you’re facing a short-term cashflow issue4.

Borrow up to £50,000 online

One monthly fee for the overdraft

Interest is charged daily on the amount borrowed

Asset finance

Funding business critical assets

Optimise your cashflow with bespoke asset finance – provided by our partner Propel5.

Spread the cost of your business assets over time

Budget with confidence

A source of funding to help you maintain liquidity without affecting your cashflow, working capital or other borrowing

Invoice Finance

Unlock cash tied up in your invoices

A quick and easy way to improve cashflow so you can seize business opportunities – provided by our partner MarketFinance6.

Unlock cash tied up in your invoices

Improve cashflow

Choose between flexible and ongoing funding 

Barclaycard for business

Manage cashflow with a credit or charge card

Choose a Barclaycard to suit your business with secured and unsecured options available7.

Up to 56 days interest free when you pay your balance in full and on time

Variable rate after 56 days

Maximum borrowing dependent on circumstances

Specialist industries

Agricultural finance

Helping you finance your farming business

A range of products, services and sector expertise

Dedicated support from one of our Agricultural Managers

Explore all agricultural borrowing options

Real estate

Financial expertise you can trust with solutions that are built for you

Property finance expertise

Dedicated support from one of our Real Estate Managers

Explore our buy-to-let mortgages

Other funding options

Compare our business borrowing with borrowing offered by other lenders8. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.

Funding Options

Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.

Alternative Business Funding

It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.

Funding Xchange

It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.

Swoop

It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.