
Business Prosperity Fund
If you’re looking to unlock growth opportunities to move your business forward, our Business Prosperity Fund is available through some of the borrowing and refinancing options on this page. See how we could work together to achieve your ambitions and strengthen the UK economy.
Subject to normal lending assessment, status and application. Terms and conditions apply. 18+
Flexible borrowing for your business
We have a range of products to suit your business, from loans for buying new equipment to flexible mortgages.

Business loans
Need to expand your business, invest in equipment or borrow for working capital? Discover our range of secured and unsecured (1). business loans.
- Fixed or variable rates
- Flexible terms
- No early repayment fees.

Business mortgages
To find what suits the needs of your business best, browse our mortgage options and get the right kind of support with our specialist industry knowledge (2).
- Borrow from £25,001
- Buy new premises or release equity from your current building
- Fixed or variable rates available.

Business overdrafts
Our flexible overdrafts move with your business demands. An arranged overdraft lets you borrow money if you’re facing a short-term cashflow issue (3).
- Borrow up to £50,000 online
- One monthly fee
We charge interest on the borrowed amount daily.

Asset finance
Fund essential assets and improve your cashflow with bespoke asset finance from our partner Propel (4).
- Spread the cost of your business assets over time
- Budget with confidence
- A source of funding to help you maintain liquidity without affecting your cashflow, working capital or other borrowing.

Barclaycard for business
Manage your cashflow with a credit or charge card. Choose a Barclaycard to suit your business with secured and unsecured options available (5).
- Up to 56 days interest free when you pay your balance in full and on time
- Variable rate after 56 days
Maximum borrowing dependent on your circumstances.
Green finance

Green Loans for Business
Get a discounted interest rate when you finance or refinance eligible green assets. Eligible products include:
- Green Barclayloan for Business
- Green commercial mortgage
- Green buy-to-let mortgage
- SIPP/SSAS green property loan
- Green agricultural mortgage.
Subject to eligibility, other product features apply as standard.

Green asset finance
We’ve teamed up with industry experts Propel to help your business get finance for eligible green assets.
- Borrowing from £5,000
- Financing for electric vehicles (EVs), solar photovoltaic (PV) panels, battery storage units(6), LED lighting, heat pumps (air, water and ground) and electric vehicle charging points.
Other ways to fund your business
Compare our business borrowing with borrowing offered by other lenders (7). You can find out more about the government’s Bank Referral Scheme including eligibility information.

Funding Options
Award-winning technology that searches the market to find the right funding for your business and their team is on hand if you need help.

Alternative Business Funding
A free and way to find different funding options, focusing on making things simple for business owners who don’t have much time to look themselves .

Funding Xchange
See competing offers from lenders, to make sure you get the best terms. You’ll see quotes from up to 45 lenders so you can compare and choose the offer that’s best for your business.

Swoop
After assessing your needs, it matches you with the right solution from over 1000 providers and shows you the broad range of funding options that are available to businesses across the UK and Ireland.
Important information
Not available for all industries and subject to normal lending assessment, status and application. Terms and conditions apply. 18+.(Return to reference)
Business mortgages are subject to application and status. Security may be required. We offer a fair appeal process if you feel we've not considered all your circumstances. (Return to reference)
Business overdrafts are subject to application, financial circumstances and borrowing history. Terms and conditions apply. (Return to reference)
Barclays Bank UK PLC as a credit broker, not a lender. Propel acts as a lender for business customers only. Finance is subject to application, financial circumstances and borrowing history. Terms and conditions apply. Propel Finance Plc is registered in Wales, Company no 04015132. Propel Finance No. 1 Limited is registered in Wales, Company no 10003271. Registered offices are at Unit 5, Langstone Business Village, Langstone Park, Newport, NP18 2LH. Propel’s full terms and conditions(Return to reference)
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown. (Return to reference)
Battery storage is only eligible for the fixed rate if acquired with solar photovoltaic (PV) panels as part of the same hire purchase agreement. (Return to reference)
We show you other options because we want to make sure you make the best decision for your business.(Return to reference)