Business debit cards

Quick and easy ways to make payments

Barclays is the first UK bank to launch contactless technology for small business customers. We believe this secure innovation will increase choice and convenience when making debit card payments.

What are contactless payments?

Contactless technology enables you to make a secure payment using your business debit card in less than a second. You can buy anything up to £30 by touching your card on a reader, anywhere you see the contactless symbol.

How do I use contactless cards?

• Just touch your business debit card on the reader you’ll find in shops and a train and London Underground stations. The reader or ticket barrier will confirm your payment has been made
• You can make contactless payments for purchases up to £30. You’ll need to authorise payments above £30 with your PIN. If you make several contactless purchases in a row, we may ask to enter your PIN to help protect your account
• To speed up the transaction, you won’t receive a debit card receipt. The retailer will give you a till receipt as proof of purchases but you can ask for a debit card receipt if you need one

What are the benefits? 

• It’s a quick and easy way to pay for goods that cost up to £30
• There’s no need to enter your PIN in a public place
• Low-value purchases appear on your bank statement, so it’s easier to track how much you’re spending

Where can I use contactless?

Anywhere you see the contactless symbol. You can use your contactless business debit card with a growing number of businesses, including supermarkets, department stores, restaurants, coffee shops, convenience stores, railway stations and the London Underground.

You can use your contactless payment card for pay as you go travel on bus, Tube, tram, DLR, London Overground, TFL Rail, Emirates Air Line and most National Rail Services in London.

Is it safe?

Yes, very safe. Your payments are processed using the same Visa payment technology we use to process chip and PIN payments.

We may occasionally ask you to enter your PIN as an extra precaution to protect your account. Contactless cards also use advanced security features that are independently approved by the payment card industry.

Withdraw cash free of charge all over the world

You can withdraw cash free of charge at any cash machine where you see the Visa sign. Other companies may charge a fee. The daily limit for cash machine withdrawals is £750³  .

When withdrawing cash you can choose to get an onscreen or printed receipt that shows your balance.

If you want to withdraw more than £750, just pop into one of our branches. For an amount over £2,000, please give us 24 hours’ notice so we can have the money ready for you to pick up. You’ll need to have enough money in your account.

If you need to find your nearest branch or cash machine, you can use our branch finder, which lets you search by address, town or postcode. Or if you’re out and about, you can also search with the Barclays Mobile Banking app.

Buying things while you’re abroad

Using your Barclays debit card to pay for goods when abroad is safe, easy and convenient – you can use it anywhere you see the Visa sign.

There are millions of places you can use your debit card abroad – hotels, restaurants, shops and more. For each payment we’ll charge you a 2.75% Non-Sterling Transaction Fee ⁴

There’s no need to tell us you’re travelling abroad. If we’re concerned about a transaction made using your card, we’ll get in touch to check it’s genuine.

If your card is lost or stolen, there’s no need to panic. Call our 24-hour emergency helpline on +44 1928 584421¹ and select option 1 for immediate help and we can arrange some emergency cash for you. You can also report a lost or stolen card with your banking app, if you've registered.

Using your debit card abroad 1.03 MB

Card charges

If you use your card to pay for something in a currency other than sterling, (either abroad or in the UK) the following charges will apply.

We will charge you a 2.75% Non-Sterling Transaction Fee⁴

The Non-Sterling Transaction Fee also applies to any money you receive – such as refunds to your card

If you withdraw cash over a bank counter or at a cash machine, the bank you withdraw from will charge a £1.50 Non–Sterling Transaction Fee. Some cash machine providers may make other charges

Avoid the Non-Sterling Transaction Fee by using cash machines owned by Barclays or a member of the Global Alliance.

See the latest debit card exchange rates.

When making a purchase, some card readers may give you the option to pay in sterling. You won’t pay the Non-Sterling Transaction Fee, but make sure you know the merchant’s transaction fees and exchange rate, as they may be more expensive overall.

Using your debit card abroad – what it costs