There’s no need to carry large amounts of cash or buy currency before your travel – just use your card as you would at home.
Using your Barclays debit card to pay for goods when you’re overseas is safe, easy and convenient – you can use it wherever you see the Visa sign.
There are millions of places you can use your debit card around the world – hotels, restaurants, shops and more. You can also withdraw local money from any cash machine abroad that has the Visa sign, whenever you need local currency.
Every payment is taken directly from your Business Current Account, giving a clear itemised record of spending and making what you’ve spent and making it much easier to balance your expenses than when you pay with cash.
If your card is lost or stolen, there’s no need to panic. Call our 24-hour emergency helpline on +44 1928 5844211 and select option 1 for immediate help1. We can also arrange some emergency cash for you if you need some.
Using your debit card abroad (1.03 MB)
Transactions are converted into sterling using the Visa exchange rate on the day they’re processed, which might not be the same date you made the transaction. See the latest debit card exchange rates.
There’s a 2.75% non-sterling transaction fee for each purchase or cash withdrawal made abroad with your debit card.
If you’re getting currency from a cash machine (other than Barclays or other Global Alliance member bank), or over the counter at a bank abroad (including Barclays), there’s a £1.50 non-sterling cash fee. The cash machine provider may charge other fees, too. You can avoid this fee by using cash machines owned by us or another member of the Global Alliance.
When you use your debit card abroad, some shops and cash machines might give you the option to pay in sterling. If you do, you won’t have to pay the 2.75% non-sterling transaction fee, but you should always try to find out what the merchant or cash machine provider’s commission charges are and what exchange rate they’re using – overall, it may be more expensive to pay in sterling.