Business debit cards

The quick and easy way to make payments

You can use contactless wherever you see the symbol, whether in the UK or abroad. Contactless technology lets you make a secure payment in less than a second using your business debit card or your mobile device. You can buy anything up to £30 (the limit might vary from country to country) by touching your card on a reader, anywhere you see the contactless symbol.

Why use contactless?

• It’s a quick and easy way to pay for goods up to £30
• There’s no need to enter your PIN in a public place
• It’s easier to track your spending as it’s all shown on your statement

Is it safe?

Yes, very safe. Your payments are processed using the same Visa payment technology we use to process chip and PIN payments.

You may need to enter your PIN occasionally as an extra precaution to protect your account. Contactless cards use advanced security features that are independently approved by the Payment Card Industry.

Cash machine withdrawals in the UK and abroad

You can withdraw cash in the UK at any cash machine where you see the Visa sign. UK cash machine withdrawals are free, though there are a small number of cash machine providers who charge a usage fee, which should be clearly shown. If you’re abroad, there’ll be a 2.75% non-sterling transaction fee, as well as a £1.50 cash fee. You can avoid the £1.50 cash fee if you use a Barclays or other Global Alliance member bank’s cash machine. The daily limit for cash machine withdrawals is £750, both in the UK and abroad.

If you’re in the UK and you want to withdraw more than £750, just pop into one of our branches. If you want to withdraw over £2,000, please give us 24 hours’ notice so we can make sure the money is ready for you to pick up. You’ll need to have enough money in your account.

In the UK, use our branch finder online or in the ‘help’ section of your Barclays Mobile Banking app², to find your nearest branch or cash machine – you can search by address, town, or postcode.

There’s no need to carry large amounts of cash or buy currency before your travel – just use your card as you would at home.

Using your Barclays debit card to pay for goods when you’re overseas is safe, easy and convenient – you can use it wherever you see the Visa sign.

There are millions of places you can use your debit card around the world – hotels, restaurants, shops and more. You can also withdraw local money from any cash machine abroad that has the Visa sign, whenever you need local currency. 

Every payment is taken directly from your Business Current Account, giving a clear itemised record of spending and making what you’ve spent and making it much easier to balance your expenses than when you pay with cash.

If your card is lost or stolen, there’s no need to panic. Call our 24-hour emergency helpline on +44 1928 5844211 and select option 1 for immediate help¹. We can also arrange some emergency cash for you if you need some.

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Card charges

Transactions are converted into sterling using the Visa exchange rate on the day they’re processed, which might not be the same date you made the transaction. See the latest debit card exchange rates.

There’s a 2.75% non-sterling transaction fee for each purchase or cash withdrawal made abroad with your debit card.

If you’re getting currency from a cash machine (other than Barclays or other Global Alliance member bank), or over the counter at a bank abroad (including Barclays), there’s a £1.50 non-sterling cash fee. The cash machine provider may charge other fees, too. You can avoid this fee by using cash machines owned by us or another member of the Global Alliance.

When you use your debit card abroad, some shops and cash machines might give you the option to pay in sterling. If you do, you won’t have to pay the 2.75% non-sterling transaction fee, but you should always try to find out what the merchant or cash machine provider’s commission charges are and what exchange rate they’re using – overall, it may be more expensive to pay in sterling.