-
A man is writing with a laptop

Business money management

Help keep your business finances healthy

Develop your business money-management skills with our guides on managing cashflow and adapting to coronavirus.

Bounce Back Loans

The government has announced three new Pay as you Grow options for the Bounce Back Loan scheme. 

There’s no need to contact us at this time, we'll contact you with information on your repayments and your Pay as you Grow options ahead of your first repayment. For further information and to find out more about Pay as you Grow, visit our page on the Bounce Back Loan scheme.

In the meantime, use the repayment calculator to see what your Bounce Back Loan repayments could be.

Help and support

GOV.UK logo

Conquering cashflow

From making a plan to useful tips and resources, we’ll help you to stay on top of your cashflow. 

If you’re ready to create a cashflow forecast, you can use this template from the Association of Chartered Certified Accountants (ACCA), a global organisation that offers professional accounting qualifications. 

When you click the link, you’ll be taken to their website.


Cashflow forecasting

Hear about the importance of cashflow forecasting from Claire Bennison, Head of the Association of Chartered Certified Accountants UK (ACCA). In August, she joined our video conference panel to discuss the opportunities and challenges that come from balancing the books.

A girl is sitting with a laptop and paper

Adapting to coronavirus

Read our tips and hear how other businesses have adapted to the challenges of coronavirus.

Electrical fusebox with a large danger of electric shock sticker on the front

Business debt management

How to spot the warning signs and act on them

Many financial difficulties can be resolved relatively easily, but, left unchecked, some can have more serious consequences.

GOV.UK logo

Coronavirus government grants

Financial help for your business 

A guide to the grants available for small businesses and businesses in the retail, hospitality and leisure sectors.

GOV.UK logo

Build your business credit score

Learn what your credit score means for your business, and how important it can be.

More money management help

  • Tools to help

    Bounce Back Loan repayment calculator

    Use our Bounce Back Loan repayment calculator to see how much your payments will be and the total amount you’ll repay over the term – with or without any Pay as you Grow options.

    A man, a child and a woman with a laptop are sat at a table working

    Business banking from home

    Find out how you can manage your business finances, keep an eye on cashflow and do your everyday banking from home using Online Banking and the Barclays app. They’re safe, secure and simple to use.

    ""

    Nextdoor offer

    Open for business? Get the word out for free

    • We’ve teamed up with Nextdoor, the neighbourhood hub to help you reach thousands of potential customers
    • Make use of marketing tools worth hundreds of pounds
    • Don’t miss out, offer ends on 31 December 2021
     Banking customer checks their balance on their iPad

    SmartBusiness Dashboard

    Your business – at a glance

    See your most important business and banking information, all in one place – free with the all-new SmartBusiness Dashboard.

  • Sources of funding
    A woman is arranging flowers.

    Borrowing for all businesses

    You know your business, we know how to help

    It’s the hardest job you’ve ever done. Whether you’re just getting off the ground or planning to expand, we know how to help.

    Business overdrafts

    Business overdrafts

    A flexible overdraft that moves with your business demands

    An overdraft could help you deal with seasonal trends and short-term cashflow challenges. Borrow up to £50,000 unsecured – the money could be available to you in days.

    A man is stood smiling with lots of tools in the background

    Invoice finance

    Unlock cash tied up in your invoices

    A quick and easy way to improve cashflow so you can seize business opportunities – provided by us or our partner MarketFinance.

    Business credit and charge cards

    Business credit cards and charge cards

    Enjoy cashback rewards and exclusive savings

    The Select Cashback credit card is a more rewarding way to manage your business cashflow.

    • 1% cashback1 on eligible business spend
    • Exclusive discounts with business rewards (T&Cs apply)
    • Easily manage your account online

    The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered.