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Foreign currency savings accounts

Savings accounts to suit your business

Got foreign currency you’re not using? Avoid the hassle of exchanging it and save it instead – you could earn interest.
S ee the list of currencies we offer.

A savings account that lets you manage your foreign currency easily
Variable interest rates
No minimum or maximum balance
Free deposits and withdrawals from your Barclays account
Interest paid quarterly

Account	Currency Business Premium Account
Currencies	S ee the list of currencies we offer
Access	Same day (CAD, EUR & USD), varies for other currencies
Minimum balance	£0
Management	Online Banking, branch, Telephone Banking
Interest rate	Current interest rates

Account terms and conditions [PDF, 57.5KB]

Rates and charges

You can see more detailed information about our euro and US dollar accounts. Select a currency below to find out more.

Euro

US dollar

Account name

Euro Business Premium Account

What's the interest rate?

Effective from 9 October 2023.

Balance	Gross per year %	AER %
EUR 1+	0.42	0.42

Interest is calculated daily using your statement balance and is paid quarterly in March, June, September and December.

Can Barclays change the interest rate?

Yes, we may change rates from time to time based on changes to market conditions. You can find more information in the Business Customer Agreement.

What would the estimated balance be after 12 months based on a EUR 1,000 or EUR 2 million deposit?

Deposit amount	Estimated value after a year
EUR 1,000	€ 1,004.21
EUR 2 million	€ 2,008,413.24

These examples don’t take your individual circumstances into account, and they assume that

You don’t make any further deposits or withdrawals
Any interest earned stays in the account
The interest rates and tiers don’t change during the 12 months

How do I open and manage my account?

You can open an account by speaking to our telephone servicing team. Alternatively, visit one of our branches and speak with one of our Business Managers.

Once you’ve opened an account, you can manage it in a branch, over the phone, and in Online Banking. You can also view your account using the Barclays app.

There are no restrictions on deposits or withdrawals
There’s no minimum balance
There’s no maximum balance

Can I withdraw money?

Yes, you’ll have instant access to your money so you can make withdrawals whenever you want.

Additional information

Interest is accrued daily and paid quarterly
You can’t designate this account as a ‘client or trust account’
Same day access through our euro current account
To hold this account, you’ll also need a sterling current account with us

Account name

US Dollar Business Premium Account

What's the interest rate?

Effective from 9 October 2023.

Balance	Gross per year %	AER %
USD 1+	0.54	0.54

Interest is calculated daily using your statement balance and is paid quarterly in March, June, September and December.

Can Barclays change the interest rate?

Yes, we may change rates from time to time based on changes to market conditions. You can find more information in the Business Customer Agreement.

What would the estimated balance be after 12 months based on a USD 1,000 or USD 2 million deposit?

Deposit amount	Estimated value after a year
USD 1,000	$ 1,005.41
USD 2 million	$ 2,010,821.89

These examples don’t take your individual circumstances into account, and they assume that

You don’t make any further deposits or withdrawals
Any interest earned stays in the account
The interest rates and tiers don’t change during the 12 months

How do I open and manage my account?

You can open an account by speaking to our telephone servicing team. Alternatively, visit one of our branches and speak with one of our Business Managers.

Once you’ve opened an account, you can manage it in a branch, over the phone, and in Online Banking. You can also view your account using the Barclays app.

There are no restrictions on deposits or withdrawals
There’s no minimum balance
There’s no maximum balance

Can I withdraw money?

Yes, you’ll have instant access to your money so you can make withdrawals whenever you want.

Additional information

Interest is accrued daily and paid quarterly
You can’t designate this account as a ‘client or trust account’
Same day access through our US dollar current account
To hold this account, you’ll also need a sterling current account with us

A savings account that lets you manage your foreign currency easily
For businesses with lots of different clients, like lawyers, accountants and estate agents
No restrictions on deposits or withdrawals
No minimum or maximum balance
Interest paid quarterly

Account	Currency Clients Premium Account
Currencies	S ee the list of currencies we offer
Access	Same day
Minimum balance	£0
Management	Online Banking, branch, Telephone Banking, chequebook (available on request)
Interest rate	Current interest rates

Account terms and conditions¹[PDF, 72.2KB]

Rates and charges

Who is the Currency Clients Premium Account suitable for?

Currency Clients Premium Accounts are suitable for regulated businesses that have a legal requirement to hold money on behalf of their clients.

If you’re holding money that belongs to a third party, not your own business, you can safeguard it in this account. When you open an account, you can choose between a ‘designated account’ for money belonging to a single business or person, or a ‘pooled account’ for money belonging to multiple businesses or people. If your needs change, you can still open an account of the other type.

It’s important to remember that a Currency Clients Premium Account should never hold any of your own money.

Our Currency Clients Premium Accounts are typically suitable for

• Those regulated by the Financial Conduct Authority (FCA) with client money permissions

• Regulated insolvency practitioners, accountants and solicitors

• Property managers, estate agents and lettings agents

You’re responsible for complying with all legal, fiduciary and regulatory obligations that apply to you. This includes compliance with Money Laundering Regulations.

To see more detailed information about our euro and US dollar accounts, select a currency below.

Euro

US dollar

Account name

Euro Clients Premium Account

What's the interest rate?

Effective from 9 October 2023.

Balance	Gross per year %	AER %
EUR 1+	0.42	0.42

Interest is calculated daily using your statement balance and is paid quarterly in March, June, September and December.

Can Barclays change the interest rate?

Yes, we may change rates from time to time based on changes to market conditions. You can find more information in the Business Customer Agreement.

What would the estimated balance be after 12 months based on a EUR 1,000 or EUR 2 million deposit?

Deposit amount	Estimated value after a year
EUR 1,000	€ 1,004.21
EUR 2 million	€ 2,008,413.24

These examples don’t take your individual circumstances into account, and they assume that:

You don’t make any further deposits or withdrawals
Any interest earned stays in the account
The interest rates and tiers don’t change during the 12 months.

How do I open and manage my account?

You can apply to open an account by speaking to our telephone servicing team. Alternatively, visit one of our branches and speak with one of our Business Managers.

You’ll need to complete a short questionnaire as part of your application. This is so we can make sure a Clients Premium Account is right for you and check that your financial controls are strong enough to meet our anti-money laundering responsibilities. We'll send you a letter to let you know the result – along with your account details if you’re successful.

Once you’ve opened an account, you can manage it in a branch, over the phone and in Online Banking. You can also view your account using the Barclays app².

Can I withdraw money?

Cash withdrawals are restricted because a Clients Premium Account is designed to safely store money on behalf of your clients. You’ll still have instant access to the money online, letting you manage it and transfer it to your clients.

Additional information

This account is specifically for separating your clients’ money from your own
You can only hold foreign currency belonging to your clients in this account
Interest is accrued daily and paid quarterly
You can request a chequebook at any time
Cash deposits and cash withdrawals are restricted with this type of account
To hold this account, you’ll also need a sterling current account with us.

Account name

US Dollar Clients Premium Account

What's the interest rate?

Effective from 9 October 2023.

Balance	Gross per year %	AER %
USD 1+	0.54	0.54

Interest is calculated daily using your statement balance and is paid quarterly in March, June, September and December.

Can Barclays change the interest rate?

Yes, we may change rates from time to time based on changes to market conditions. You can find more information in the Business Customer Agreement.

What would the estimated balance be after 12 months based on a USD 1,000 or USD 2 million deposit?

Deposit amount	Estimated value after a year
USD 1,000	$ 1,005.41
USD 2 million	$ 2,010,821.89

These examples don’t take your individual circumstances into account, and they assume that:

You don’t make any further deposits or withdrawals
Any interest earned stays in the account
The interest rates and tiers don’t change during the 12 months.

How do I open and manage my account?

You can apply to open an account by speaking to our telephone servicing team. Alternatively, visit one of our branches and speak with one of our Business Managers.

Once you’ve opened an account, you can manage it in a branch, over the phone and in Online Banking. You can also view your account using the Barclays app².

Can I withdraw money?

Additional information

This account is specifically for separating your clients’ money from your own
You can only hold foreign currency belonging to your clients in this account
Interest is accrued daily and paid quarterly
You can request a chequebook at any time
Cash deposits and cash withdrawals are restricted with this type of account
To hold this account, you’ll also need a sterling current account with us.

A savings account for businesses wanting to make larger deposits and get higher returns
Possibility of higher returns than a standard savings account
Interest rate guaranteed for the whole of the fixed term
Interest rate linked to the London currency money markets
Deposit up to the foreign currency equivalent of £24,999,999
Fixed terms from overnight to 12 months (minimum balances apply, depending on the term)

Account	Treasury Deposit Account
Currencies	USD
Access	Fixed term
Minimum balance	Varies according to the term. This can be as low as the USD equivalent of £100,000.
Management	Branch, Telephone Banking
Interest rate	Depends on the term
Terms and conditions	Business Treasury Deposit Account¹ [PDF, 55KB]

Rates and charges

Compare business currency savings accounts

	Currency Business Premium Account	Currency Clients Premium Account	Treasury Deposit Account
Account type	Instant access	Instant access	Fixed-term
Currencies	S ee the list of currencies we offer	S ee the list of currencies we offer	USD
Withdrawals	Yes	Yes	No
Minimum balance	£0	£0	Varies according to the term
Management	Online Branch Phone	Online Branch Phone Chequebook upon request	Branch Phone
Interest rate	See current interest rates here	See current interest rates here	Rate guaranteed for the duration of fixed deposit
Benefits	An interest-earning savings account, with easy access.	Manage money on behalf of your clients. For businesses with lots of different clients – eg, lawyers, accountants and estate agents.	For businesses with big deposits looking for higher returns. Potentially higher returns than a standard savings account.

Foreign currency savings accounts

Compare business currency savings accounts

How to apply

Important information

Foreign currency savings accounts

Compare business currency savings accounts

How to apply

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Important information