
Switch to our business account for turnover of up to £400k
Easy everyday banking for established businesses
Our straightforward banking frees up your time so you can concentrate on your business, through our safe, secure Online Banking and our award-winning app1.
Why move your business account to us?
Our straightforward banking frees up your time so you can concentrate on your business, through our safe, secure Online Banking and our award-winning app2.
Our UK-based Business Direct team3 offers a wide range of guidance and support, from shaping your strategy and growth plan to managing your cashflow. For your day-to-day banking, our Everyday Banking team is here to help.
You'll also enjoy free invoicing and accounting software from FreshBooks4to log, track and manage your invoices and expenses. As you adapt to change and respond to opportunities, we can help connect you with specialist support to help you succeed.
Cashflow and lending
As you start expanding, we can help you manage the influx of cash and access to money when you need it. We’ll guide you through overdrafts, lending and credit cards, to solutions such as asset and invoice finance with our partners. All lending is subject to application, financial circumstances and borrowing history.
International expansion
As you establish your business presence in new countries around the globe, we can help you thrive in new markets. With international payments and currency accounts, free insights into local markets and cost savings with exclusive discounts, we’ll get you the support you need to expand your business overseas.
Payments
As your sales increase, Barclaycard can make it easy for you to sell and your customers to buy. Face-to-face, online, and over the phone, there’s a range of payment solutions that could help you improve customer experience and increase sales.
Other opportunities for growth
As your business adapts and grows, make it a success with help from our specialist teams – like our high growth and entrepreneur experts. We can help you look at alternative ways to fuel growth, supporting you with acquisition, vertical integration and investments. We can also connect you to different perspectives through our initiatives, webinars and events..
We’re ready to back you and your business

Apply in the Barclays app
You can apply in our app if you’re over 18, a UK resident and a sole trader or the director of a limited company.
If you’re a limited company, you’ll also need to have a maximum of 10 directors, shareholders or company secretaries – including yourself. All of these must be individual people, not other businesses.
Barclays Business Account
Free digital banking for 12 months5
Enjoy no monthly account fees for the first 12 months5, then pay £8.50 each month after that with one simple tariff.
Description | Charge |
---|---|
Per month (first 12 months)5 |
Free |
Per month (after 12 months) | £8.50 |
Standard transactions
Description | Charge |
---|---|
Simple electronic payments including Faster Payments, Direct Debits and standing orders | Free6 |
Debit card payments | Free |
Cash out – ATM/Post Office/self-service device | Free |
Cash in – Post Office/Barclays Collect7/self-service device | 60p per £100 |
Cheques in – Barclays app/self-service device | 60p each |
Cheques out | 60p each |
For more details on transaction fees and tariffs, including transactions made at the branch counter, visit our rates and charges page.
Eligibility
To open a new business current account or switch your business account to us, you’ll need to meet these criteria
- Be at least 18 years old
- Have the right to live in the UK permanently
- Provide at least 12 months’ UK address history
This account is suitable for most businesses that have a turnover of up to £6.5m. We have specific criteria for businesses in certain sectors, such as agriculture, social housing and some others. Please call us on 0800 515 4625 to clarify whether this account is right for your business.
Switch to us
We recommend a full switch if you’re ready to close your existing business account. You may prefer a partial switch if you’re not ready to close your existing account.
You’ll need:
- To be over 18 and a UK resident
- To be a sole trader or the director of a limited company
- Your address history for the past three years
- Business details, like your registration number, address and the date of incorporation (if your business is a limited company)
- Your personal details
- Details of financial arrangements, like mortgages, loans and credit cards.
Participating UK banks have agreed to a basic set of information they’ll need from you to set up your UK business current account. Find out what you’ll need to provide using the business banking checklist from UK Finance, the UK’s leading trade association for financial services.
If you’re a limited company, you’ll also need to have a maximum of 10 directors, shareholders or company secretaries – including yourself. All of these must be individual people, not other businesses.
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