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Business debt management

How to spot the warning signs and act on them

Many financial difficulties can be resolved relatively easily, but, left unchecked, some can have more serious consequences.

Understand the causes and spot the warning signs

It’s not uncommon for businesses to experience financial difficulty. By being alert to warning signs and preparing for all eventualities you can deal with issues before they become serious.

Other sources of free advice

Here are the details of independent agencies that can provide you with free, confidential advice if your business hits financial difficulties.

Business Debtline

Provides expert debt advice to the self-employed and small businesses online and over the phone.

National Debtline

Provides impartial personal-debt advice to people across the UK, online and over the phone.

Citizens Advice Bureau

Provides advice on a broad range of topics including personal debt and benefits, face to face, over the phone and online.

Business Gateway (Scotland)

Provides business support services and impartial advice to companies in Scotland.

The Insolvency Service

A government agency that provides services and guidance to businesses experiencing financial distress.

Business Emergency Resilience Group

The Business Emergency Resilience Group (BERG) helps UK businesses prepare for, respond to and recover from flooding, cyber attacks and civil unrest.

Addington Fund

Provides homes for farming families living in England and Wales who have to leave the industry and by doing so will lose their home.

Royal Agricultural Benevolent Institution

The Royal Agricultural Benevolent Institution (RABI) provides support for farmers if they are in financial difficulty and of limited means.