Business credit and charge cards

Business credit cards from Barclaycard

1% cashback, uncapped, on all your business spending*

*Cashback T&Cs apply [PDF, 142 kb]. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Our range of business credit and charge cards could help you

  • Manage your cashflow 
  • Enjoy exclusive perks and rewards (T&Cs apply)
  • Get cashback on business expenses
  • Control your finances in a way that suits you

We want to make sure you get the best borrowing solution for your needs. 

Other borrowing solutions might be available that could be better suited to your circumstances. If you'd like to find out about possible alternatives, please call1 your Relationship Team or go to the homepage of your Barclays app2 and select ‘Call Us’ under the ‘Contact us’ section.

Find the right card for your business

Select Cashback credit card

  • Get 1% cashback uncapped on all your business spend3
  • Up to 56 days’ interest-free credit to help with your cashflow4
  • No annual fees on your account, or for additional cardholders
  • Access to business rewards with offers and discounts from leading retailers and suppliers. T&Cs apply
  • Purchase protection and cardholder misuse insurances for added security5
  • Make contactless payments using Apple Pay – the easy, and secure way to pay6.

Representative example

Representative APR 27.5%

Purchase rate per year 27.5%

Assumed credit limit £1,200

Annual fee £0

Subject to application, financial circumstances and borrowing history.

Premium Plus credit card

  • Get 0.5% cashback on your business spending, up to £400 per year7
  • Add security with business travel, purchase protection and cardholder misuse insurances5
  • Save 2% on foreign exchange fees
  • Get six months’ interest-free credit on business purchases, from the date you open your account, when you make at least your minimum monthly payment8
  • Help your cashflow with up to 56 days’ interest-free credit4.

Representative example

Representative APR 56.8%

Purchase rate per year 20.2%

Assumed credit limit £1,200

Total annual fee £150 per account. No additional cardholder fees

Subject to application, financial circumstances and borrowing history.

Select charge card

  • You must pay your balance back in full each month
  • Take control of your business expenses and manage employee cards with added controls and security
  • Access business rewards, with discounts and offers from leading retailers and suppliers. T&Cs apply
  • Get the FreshBooks accounting plan for free, to help simplify business admin, worth £264 a year9
  • Added security, with purchase protection and cardholder misuse insurances5
  • Make contactless payments using Apple Pay6.

Total annual fee £42 per account. No additional cardholder fees

Subject to application, financial circumstances and borrowing history.

Not sure which card is right for your business?

Use our card comparison tool to find the best card for your business.

It’s quick and simple – enter some details about your business and get personalised card recommendations and comparisons.

You may also be interested in

 Business debit cards

Business debit cards

Manage daily expenses with a debit card

Pay for goods and services throughout the world and online, wherever Visa is accepted.

A customer enters their card pin on a shop card reader

Barclaycard Payments

Discover our range of payment products

Choose the payment device that’s right for your business – from our bestselling card reader to Smartpay Touch, our all-in-one point of sale solution.

The approval of your application depends on your financial circumstances and borrowing history. T&Cs apply.

View out of the window of an airplane. The wing and ground below is visible

International Business Payments

Send and receive international payments

Make quick and secure payments, whether you’re trading with the United States or United Arab Emirates.

Business Marketplace

Helping your business thrive

Find new partners to help your business with payment services, pensions, insurance and funding for growth.

Barclays Bank UK PLC works with Barclays Bank PLC for the Barclaycard Payments Issuing products, where Barclays Bank UK PLC acts as a credit broker and not a lender. If you decide to apply for a Barclaycard and your application is successful, a portion of the revenue generated from referred products will be shared with Barclays Bank UK PLC. This won’t affect the amount you have to pay or the amount you’re charged. There are alternative service providers in the market that might offer similar products.

Other funding options

Compare our business borrowing with borrowing offered by other lenders10. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.

Funding Options

Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.

Alternative Business Funding

It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.

Funding Xchange

It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.


It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.