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Find out more about how invoice finance works and to discuss the options best suited to your business needs.
Invoice finance
Unlock cash tied up in your outstanding invoices
Seize new opportunities, help grow your business, improve cashflow – these are just some of the ways your business could benefit from invoice finance1.
Fast and innovative funding
We’ve partnered with MarketFinance2 to give you access to a range of quick and easy online invoice finance solutions. Invoice finance gives you the power to unlock cash tied up in your outstanding invoices and can provide an ongoing solution that grows with your business. It’s ideal if you have long payment terms, or if your business is growing and you’re looking for money to help you seize new opportunities.
Invoice finance benefits
Up to 90% of your invoice value
Get up to 90%3 of the value of your outstanding invoices upfront.
Fund some or all of your invoices
You can choose which invoices to fund – handy for seasonal fluctuations, occasional needs, or if you have clients with long payment terms. If you need more regular access to funding, you can choose to get an advance against your whole debtor book.
Help your business grow
Unlocking money owed means you could have more available to help fund new opportunities or invest back into your business. It could also help you to negotiate favourable terms with your suppliers.
Fast and easy online access
Access money securely online, when you need it3. Available in multiple currencies with straightforward set-up and a manager that understands your business.
Which businesses can use this service?
Your business may be eligible to fund some of its invoices if
- You sell goods or services to other businesses (B2B)
- Your business is a limited company or limited liability partnership (LLP) registered in the UK
- You have a minimum turnover of at least £100,000, with no bankruptcy or insolvency proceedings against your business or any of its directors
- Your business is based in the UK, except Northern Ireland
If you don’t meet the above criteria, we might be able to help you with funding in another way. Please contact our team on 0345 605 2345. Call charges.
To fund your whole debtor book your business must have
- An annual turnover of at least £500,000
- Been trading for a minimum of two years
- A compatible accountancy package
Ready to apply or want to find out more?
Already have a business bank account with us?
Give our Lending Specialist team a call on 0333 202 7446 4 lines are open Monday to Friday, 8.30am to 6pm.
New to Barclays?
Give us a call on 0800 515 462 4 to see how we can help.
Lines are open Monday to Friday, 9am to 5pm.
More ways to finance your business
Business credit and charge cards
Manage cashflow with a credit or charge card
Choose a Barclaycard to suit your business – credit cards for flexible borrowing or charge cards if you pay the balance off each month5.
- Get up to £250 cashback in the first three months with your business credit card6
- A choice of credit cards or charge cards1
- Introductory offers available
- Extras including enhanced travel insurance and foreign exchange savings
Business overdrafts
A flexible overdraft that moves with your business demands
An overdraft could help you deal with seasonal trends and short-term cashflow challenges. Borrow up to £50,000 unsecured – the money could be available to you in days.
Business loans
You know your business. We know how to help.
It’s the hardest job you’ve ever done. We know how to help you take the next step, with unsecured business loans of up to £100k7.
Business financing options
How to use financing to grow your business
Whether you’re learning what’s available or you’re plotting a winning pitch for investors, here’s how to use business financing to thrive.