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Invoice finance

Unlock cash tied up in your outstanding invoices

Seize new opportunities, help grow your business, improve cashflow – these are just some of the ways your business could benefit from invoice finance.

Fast and innovative funding

We’ve partnered with MarketInvoice1 to give you access to a range of quick and easy online invoice finance solutions. Invoice finance gives you the power to unlock cash tied up in your outstanding invoices and can provide an ongoing solution that grows with your business. It’s ideal if you have long payment terms, or if your business is growing and you’re looking for money to help you seize new opportunities.

In partnership with market invoice

Invoice finance benefits

Up to 90% of your invoice value

Get up to 90%2 of the value of your outstanding invoices upfront.

Fund some or all of your invoices

You can choose which invoices to fund – handy for seasonal fluctuations, occasional needs, or if you have clients with long payment terms. If you need more regular access to funding, you can choose to get an advance against your whole debtor book.

Help your business grow

Unlocking money owed means you could have more available to help fund new opportunities or invest back into your business. It could also help you to negotiate favourable terms with your suppliers.

Fast and easy online access

Access money securely online, when you need it2. Available in multiple currencies with straightforward set-up and a manager that understands your business.

Which businesses can use this service?

Your business may be eligible to fund some of its invoices if

  • You sell goods or services to other businesses (B2B)
  • Your business is a limited company or limited liability partnership (LLP) registered in the UK
  • You have a minimum turnover of at least £100,000, with no bankruptcy or insolvency proceedings against your business or any of its directors
  • Your business is based in the East Midlands, West Midlands, or North West London – coming to the rest of the UK in 2019. Please call us if you’re in another part of the UK – we may be able to help with an alternative funding solution

To fund your whole debtor book your business must have

  • An annual turnover of at least £500,000
  • Been trading for a minimum of two years
  • A compatible accountancy package

Ready to apply or want to find out more?

Call us

Find out more about how invoice finance works and to discuss the options best suited to your business needs.

Already have a business bank account with us?

Give our Lending Specialist team a call on 0333 202 7446 3 lines are open Monday to Friday, 8.30am to 6pm.

New to Barclays?

Give us a call on 0800 515 462 3 to see how we can help.

Lines are open Monday to Friday, 9am to 5pm.

More ways to finance your business

Business credit and charge cards

Business credit and charge cards

Manage cashflow with a credit or charge card

Choose a Barclaycard to suit your business – credit cards for flexible borrowing or charge cards if you pay the balance off each month4.

  • A choice of credit cards or charge cards
  • Introductory offers available
  • Extras including enhanced travel insurance and foreign exchange savings
Business overdrafts

Business overdrafts

A flexible overdraft that moves with your business demands

An overdraft could help you deal with seasonal trends and short-term cashflow challenges. Borrow up to £50,000 unsecured – the money could be available to you in days.

Loans

Business loans

Help boost your business with secured or unsecured loans

If it’s right for your business, you could borrow up to £100,000 unsecured – ideal if you’re looking to expand, invest in your business, or borrow working capital. Secured loans are also available over £25,000.

Business financing options

How to use financing to grow your business

Whether you’re learning what’s available or you’re plotting a winning pitch for investors, here’s how to use business financing to thrive.