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Invoice finance

Unlock cash tied up in your invoices

A quick and easy way to improve cashflow so you can seize business opportunities – provided by our partner MarketFinance.

About MarketFinance

We know invoice finance gives you the fast funding your business needs. That’s why we’ve partnered with MarketFinance to give you access to a range of easy online invoice finance solutions. With MarketFinance’s online platform, you can apply in minutes – and you could get the money within days. 

MarketFinance logo

Fast funding for your business needs

Choose between flexible and ongoing funding to release the cash value of your invoices so you can reinvest in your business1.

Get up to 90% of your invoice value

Fund some or all of your invoices

Your funding could grow with your turnover

Keep control of your customer relationships

Could help your business grow

Quick and easy online access

Flexible funding

Choose which invoices to fund without having to commit your entire sales ledger. Selective Invoice Discounting could be right for your business if your cashflow needs are seasonal or you’re facing an occasional cashflow challenge.

Ongoing funding

Get a confidential whole-ledger invoice discounting service. Confidential Invoice Discounting could be right for your business if you would benefit from an ongoing boost to your cashflow, as your maximum credit limit is assessed against your eligible outstanding invoices.

See how it works

Why we work with MarketFinance

We share a united mission with MarketFinance to empower businesses with innovative forms of finance that enable them to achieve their ambitions.

Adtech

An adtech company solved its need for ongoing finance with funding from MarketFinance. The online advertiser has a complicated debt profile, raising invoices against page impressions. So MarketFinance set up a £2m facility for the business to draw down within a month. The business now has access to the money it needs to grow.

Construction

A construction firm needed fast access to working capital to fund wages and upfront costs for several new contracts, with fortnightly invoicing and 30-day terms. Following a three-way call with the company, its Barclays Relationship Manager and MarketFinance on Friday afternoon, the company was funding its first invoice before the end of the following week, with a £60k limit. 

Consulting 

A consultancy firm used funding from MarketFinance to help it ride out a small revenue dip. A referral from Barclays resulted in access to a £350k facility within just four days. With no fixed-term contract and the flexibility to choose invoices to fund, the business used the facility as fuel to recover and grow its turnover.

How to apply

For flexible funding

Available to UK-registered business-to-business limited companies or LLPs

Minimum turnover of £250k p.a.

Businesses with one year or more trading history are eligible

 

  

For ongoing funding

Available to UK-registered business-to-business limited companies or LLPs (not including construction businesses)

Minimum turnover of £500k p.a.

At least two years' trading history

Suitable if you use Quickbooks, Xero and Sage 50 (if you don’t, call us2 on 0345 605 2345)

  

Not sure which is right for your business?

I have a Barclays Business account

Call us2 on 0333 202 7431 to speak to a lending specialist. Lines are open Monday to Friday, 8:30am to 6pm.

I’m new to Barclays Business

Call us2 on 0800 515 462 to see how we can help. Lines are open Monday to Friday, 9am to 5pm.

You may also be interested in

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Unsecured borrowing that helps businesses spread the cost of a purchase over a set period3.

Borrow up to £100,000 online

Fixed or variable rates

Monthly repayments from one to five years online

Overdrafts for everyday cashflow

An arranged business overdraft lets you borrow cash if you’re facing a short-term cashflow issue4.

Borrow up to £50,000 online

One monthly fee for the facility

Interest is charged daily on the amount borrowed

Barclaycard for business

Manage cashflow and employee spending limits5 with secured and unsecured options. 

Up to 56 days’ interest-free when you pay your balance in full and on time

Variable rate after 56 days

Maximum borrowing dependant on circumstances

All business borrowing

We can help you get off the ground or expand

Explore all our borrowing options

Higher loan3 and overdraft4 amounts might be available if you call us2 on 0333 202 7431