Business invoices in a ring binder at a desk

Invoice finance

Unlock cash tied up in your outstanding invoices

Seize new opportunities, help grow your business, improve cashflow – these are just some of the ways your business could benefit from invoice finance1.

Fast and innovative funding

We’ve partnered with MarketFinance2 to give you access to a range of quick and easy online invoice finance solutions. Invoice finance gives you the power to unlock cash tied up in your outstanding invoices and can provide an ongoing solution that grows with your business. It’s ideal if you have long payment terms, or if your business is growing and you’re looking for money to help you seize new opportunities.

In partnership with MarketFinance

Invoice finance benefits

Up to 90% of your invoice value

Get up to 90%3 of the value of your outstanding invoices upfront.

Fund some or all of your invoices

You can choose which invoices to fund – handy for seasonal fluctuations, occasional needs, or if you have clients with long payment terms. If you need more regular access to funding, you can choose to get an advance against your whole debtor book.

Help your business grow

Unlocking money owed means you could have more available to help fund new opportunities or invest back into your business. It could also help you to negotiate favourable terms with your suppliers.

Fast and easy online access

Access money securely online, when you need it3. Available in multiple currencies with straightforward set-up and a manager that understands your business.

Which businesses can use this service?

Your business may be eligible to fund some of its invoices if

  • You sell goods or services to other businesses (B2B)
  • Your business is a limited company or limited liability partnership (LLP) registered in the UK
  • You have a minimum turnover of at least £100,000, with no bankruptcy or insolvency proceedings against your business or any of its directors
  • Your business is based in the UK, except Northern Ireland

If you don’t meet this criteria, we might still be able to help you with funding. Call us on 

0345 605 2345 <£1m turnover

Lines are open 8am to 9pm Monday Friday, and 8am to 6pm during weekends and holidays.

0800 027 1321 £5m+ turnover

0333 202 7455 £1m to £5m turnover

0333 202 7452 Agricultural clients

Lines are open 8am to 7pm Monday to Friday

Call charges

To fund your whole debtor book your business must have

  • An annual turnover of at least £500,000
  • Been trading for a minimum of two years
  • A compatible accountancy package

Ready to apply or want to find out more?

Call us

Find out more about how invoice finance works and to discuss the options best suited to your business needs.

Already have a business bank account with us?

Give our Lending Specialist team a call on 0333 202 7446 4 lines are open Monday to Friday, 8.30am to 6pm.

New to Barclays?

If you’re new to Barclays call us on 0800 515 46225. We’ll need to see certain identification documents and financial statements when you apply. Due to these unprecedented circumstances, we have been receiving a high volume of requests, therefore your application will take us longer than usual to process. Thank you for your patience.

More ways to finance your business

Business credit and charge cards

Business credit and charge cards

Manage cashflow with a credit or charge card

Choose a Barclaycard to suit your business – credit cards for flexible borrowing or charge cards if you pay the balance off each month6.

  • A choice of credit cards or charge cards1
  • Introductory offers available
  • Extras including enhanced travel insurance and foreign exchange savings
Business overdrafts

Business overdrafts

A flexible overdraft that moves with your business demands

An overdraft could help you deal with seasonal trends and short-term cashflow challenges. Borrow up to £50,000 unsecured – the money could be available to you in days.


Business loans

You know your business. We know how to help.

It’s the hardest job you’ve ever done. We know how to help you take the next step, with unsecured business loans of up to £100k7.

Man placing a hand written sign in a shop window which reads opening soon

Business financing options

How to use financing to grow your business

Whether you’re learning what’s available or you’re plotting a winning pitch for investors, here’s how to use business financing to thrive.