Boost your business with secured or unsecured options
Unsecured loans available up to £25,000, or secured over this amount, if you want to expand, invest in equipment or borrow working capital.
9.9% representative APR on loans of £1,000 - £25,000
Whether your business is expanding or getting off the ground, we can help you plan for future success.
Apply for this unsecured loan if you need a quick and straightforward way to finance your business.
If you want to borrow more than your personal limit, or over £25,000, please call us.
Already bank with us? 0333 202 74461
New to us? 0800 515 4622
Apply for this unsecured loan if you need a quick and straightforward way to finance your business.
No need to worry about sudden changes in interest rates. We'll give you a fixed rate for the life of the loan.
Spread repayments of your loan from 1 to 10 years3.
Option to have a 6-month repayment holiday at the beginning of your loan4 (subject to application).
The same every month
Loan required
Based on the details you entered
APR Representative
based on a loan of
repayable over
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at an interest rate of
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Monthly repayment of
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Total amount payable
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Representative APR applies to loans of
This calculator is just an indication of what your loan or overdraft could cost. You can get a business lending quote now, with no impact on your credit score – simply select the ‘See if you’re eligible’ button.
Apply for this secured loan if you need a larger amount of finance and flexible repayment options. Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your loan.
Fixed interest rates available from 1to 10 years5.
Choose a repayment period from 1 to 20 years.
Option to take an interest-only period of up to 12 months.
If you're ready to apply for one of our loans, then we'll need some information about you and your business, such as:
1. Your trading accounts, business plan and details on profits and losses
2. Information on what you're planning to use the loan for
We'll try to give you a full decision within 48 hours – but sometimes we may need a little more information from you. If we do, we'll get in touch.
Want to check your eligibility before you apply?
In many cases, we can let you know upfront whether you’re likely to get the business lending you want – with no impact on your credit rating. If you already have a business account with us, you can log in see any business lending limits you have.
If you don’t bank with us, or can’t access Online Banking, please take a look below.
Open a Business current account or calls us on 0800 515 4622
Log in to see if you have a provisional loan limit without affecting your credit rating6.
Commercial mortgages built around you
Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer7.
Finance to help your business grow
We can help you fund the equipment your business needs so you don’t have to dip into your working capital8.
Borrowing for all businesses
Whether your business is expanding or still yet to get off the ground, we can help you plan for future success.
See your revenue and spending at a glance and compare your performance to businesses similar to yours – all in Online Banking.
See insights about your local community, a region – or all of the UK – that could help your business grow.
Start a web chat if you’d like to ask us a question online.
Call us on 0800 515 4622. Lines are open Monday to Friday, 8am to 7pm.