Looking for a business loan?
Our dedicated team of experts is ready to help you with both secured and unsecured business loans for expanding, investing in new equipment or securing working capital. We offer small business loans from £1,000 up to loans of £25 million, all tailored to meet your needs.
If you already bank with us, you can start an application online at any time and place that’s convenient for you in three steps. Log in to our app or Online Banking and go to ‘Products and Services’1. Fill in your details, we’ll show you some finance options and you can choose your preferred product to apply for.
You can check your eligibility by giving us a few details and we’ll be able to let you know straight away how much you could borrow. If you’re looking for a small business loan, use our loan calculator to get an idea of what it could cost to repay an unsecured loan of up to £25,000.
We understand no two businesses are the same. Whether your goal is to expand, buy equipment or improve cashflow, we can tailor our borrowing solutions to suit your business needs.
A business loan is money that a business borrows from financial institutions like banks and credit unions or non-financial institutions like government bodies.
Our business loans are a straightforward way to finance your business and you can use them for a variety of reasons. This includes small loans for everyday businesses or startups, to large loans for expanding bigger operations.
We'll give you flexible borrowing options for your business, whether you need to buy some new equipment, want to improve your cashflow or are looking to build your business. You can borrow with terms from one to 25 years and our loans can be tailored to meet the unique challenges of your business.
You'll need to make regular repayments, including interest, until your loan is repaid. This will be detailed in your repayment schedule.
Need to borrow up to £25,000?
Apply for an unsecured business loan to finance your business.
Use our business loan calculator to get an indication of what an unsecured loan of up to £25,000 could cost.
Need to borrow from £25,001?
Choose from our range of terms to suit your business needs.
You'll need to make regular repayments, including interest, until your loan is repaid. This will be detailed in your repayment schedule.
If you’re ready, you can start an application in Online Banking or our app if you've already got a business account with us.
If you already bank with us, you might be eligible to receive an immediate decision on your application. The money could be in your account in as little as 48 hours.
Our loans aren’t available for all industries and are subject to normal lending assessment, status and application. Terms and conditions apply.
If you already bank with us
You can start an application online at any time and place that’s convenient for you. If you don’t have the app or Online Banking or would prefer to speak to us, call us on 0333 202 7431 for help and support. We’re here from 8:30am to 6pm, Monday to Friday except bank holidays. Call charges
If you don’t have an account with us
If you're new and don't yet have an account, call us on 0800 515 462. We’re here from 8am to 6pm, Monday to Friday except bank holidays. Call charges Or you can ask us to call you back.
Get an indication of what it could cost to repay an unsecured loan of up to £25,000. Whether you need the money for a small loan for a business or a startup loan, you can get an instant quote by selecting the amount you want to borrow and the term you’d like to repay your loan over.
No need to worry about sudden changes in our business loan interest rates. We'll give you a fixed rate for the term of the loan.
Whether you need a startup business loan or are a business looking to grow, spread repayments of your loan from one to ten years2.
Apply for a repayment holiday3 from the start of your loan. Interest will continue to build up on the loan and is added to future repayments.
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Our business loans calculator is just an indication of what your loan or overdraft could cost. You can get a business lending quote now, with no impact on your credit score.
Want to check if you’re able to get a business loan before you apply?
In many cases, we can let you know straight away whether you’re likely to get the business lending you want – with no impact on your credit rating
If you already have a business account with us, you can apply online at any time and place that’s convenient for you. Log in to our app or Online Banking and go to ‘Products and Services’.
If you don’t bank with us, or don’t use our app or Online Banking, you can check if you’re able to get a loan before you apply.
Green Barclayloan for Business
Our loan4 could help you fund eligible green assets for your business, letting you look into ways to transition your business towards net zero.
Investing in green assets could help you prepare your business for a lower-carbon future. Depending on which asset you choose, it could also help support energy efficiency, reduce emissions, make cost savings or generate additional income.
Borrow from £25,001 and get a discounted interest rate on eligible green assets.
Subject to status and eligibility, other product features apply as standard.
You can only take out this loan for your business if the money is used towards eligible green assets, like:
Find more information and the full list of eligible green assets on our Eligible Green Asset Guide [PDF, 6.8MB]
Subject to eligibility, other product features apply as standard.
Contact us to discuss your needs.
You may need to provide evidence of the eligible green assets you’re planning to buy or refinance and any costs associated with buying them.
Subject to eligibility, other product features apply as standard.
Get a discounted interest rate when you finance or refinance eligible green assets with:
Subject to eligibility, other product features apply as standard.
Our specialist team could help you get started to become a more sustainable business.
We’ll work with you to assess your net zero progress and suggest next steps and resources tailored to your needs.
We’ve teamed up with industry experts Propel6 to help your business get access to quick and cost-effective finance for eligible green assets.
Borrow from £5,000 on asset finance for:
No, but you do need to have a business account with another bank to apply for a business loan with us.
Yes, we’ll only accept applications from the business owner or in line with the bank mandate for a loan.
Improve your cashflow with bespoke asset finance from our partner Propel6.
Choose from our range of business mortgages, and get the right kind of support with our specialist industry knowledge12.
An arranged business overdraft can help with short-term cashflow issues.8
We charge interest on the borrowed amount daily.
Compare our business borrowing with borrowing offered by other lenders13. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.
Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.
It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.
It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.
It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.
