-

Set up a workplace pension

Help your employees save for retirement

Smart Pension provides a fast and easy way to meet your legal responsibility to provide a workplace pension for your employees - you could be compliant within minutes.

About Smart Pension

Smart Pension is trusted by hundreds of thousands of members, employers and advisers to provide auto-enrolment workplace pensions.With Smart Pension’s secure technology platform, you could be ready to assess your employees, generate letters and be compliant with auto enrolment pension law.

How to set up a workplace pension scheme with Smart Pension

Sign up with Smart Pension

Tell Smart Pension a few details about your business.

Add employees

Assess and enrol your employees, you can also link your payroll software, or add your professional advisor to start processing your contributions.

Complete your compliance

Fill in and submit your declaration of compliance to The Pensions Regulator.

What Smart Pension offers

Easy-to-use platform

Managing your pension scheme is quick and easy with Smart Pension's award-winning platform.

Less admin

Smart Pension makes pensions administration easier, so you can focus on your business.

Employee support built in

Standard letters and guidance to keep your employees informed – with online and in-app access to let your employees manage their contributions.

Dedicated support

Contact Smart Pension by phone, email or chat for support if you have any questions about your auto-enrolment workplace pension scheme.

Workplace pension questions and answers

Estimate your contributions

These example contributions 1are based on banded earnings between £6,240 and £50,000 using the minimum 3% contribution rate. Earnings include salary, overtime, bonuses and commission, as well as statutory pay for sickness, maternity, paternity and adoption.

Average annual earnings

1 eligible employee

5 eligible employees

10 eligible employees

20 eligible employees

£10,000

£112.80

£564

£1,128

£2,256

£20,000

£412.80

£2,064

£4,128

£8,256

£40,000

£1,012.80

£5,064

£10,128

£20,256

£80,000

£1,312.80

£6,564

£13,128

£26,256

Worked out using the 2020/21 AE lower (£6,240) and upper (£50,000) thresholds with an employer contribution of 3%

Ready to start?

How to sign up for Smart Pension

Tell Smart Pension a few details about you and your business to get started. Within a few minutes, you’ll be able to start enrolling your employees.

You might also be interested in

A woman is arranging flowers.

Borrowing for all businesses

You know your business, we know how to help

It’s the hardest job you’ve ever done. Whether you’re just getting off the ground or planning to expand, we know how to help.

A wooden chair being built

Business savings accounts

Savings accounts to suit your business

Whether you want instant-access to your money or a better rate for a fixed term, we have an account that fits the way you do business.

Our partners

Helping your business thrive

Find new partners to help your business with payment services, pensions, insurance and funding for growth.