Already bank with us?
Call us on 0345 605 23452 if you have a business account with us and would like to open a savings account.
Business savings accounts
Savings accounts to suit your business
Whether you want instant-access to your money or a better rate for a fixed term, we have an account that fits the way you do business.
Account overview
-
Account
Clients Premium Account
Access
Instant
Minimum balance
£0
Management
Online, branch, phone, cheque
- Easily manage money on behalf of your clients
- For businesses with lots of different clients – eg, lawyers, accountants and estate agents
- No restrictions on deposits or withdrawals
- No minimum or maximum balance
- Interest paid quarterly
Summary box
Account name
Clients Premium AccountWhat is the interest rate?
From 8th January 2020, the rates areBalance
Gross per year %
AER %
£1+
0.10
0.10
£100,000+
0.20
0.20
£1 million+
0.30
0.30
Interest is calculated daily using your statement balance, and paid quarterly in March, June, September and December.
Can Barclays change the interest rate?
Yes, we can change rates from time to time, based on changes in market conditions. For more information please refer to the relevant section of the Business Customer Agreement.
What would the estimated balance be after 12 months, based on a £1,000 or £1 million deposit?
Initial balance
Estimated balance after one year
£1,000
£1,001.00
£1 million
£1,003,003.38
These are examples and do not take into account your individual circumstances. The examples assume that
- No further deposits or withdrawals are made
- Interest earned stays in the account
- Interest rates and tiers do not change
How do I open and manage my account?
Open your account by speaking to our telephone servicing team or with a Business Manager in one of our branches.
You can manage your account either in our branches, over the phone, using Online Banking or the Barclays app.
There are no restrictions on deposits or withdrawals, and no minimum or maximum balance.
Can I withdraw money?
Yes, you’ll have instant access to your money for withdrawals.
Additional information
- An account for customers who hold clients’ funds
- Keep clients’ funds separate and earn interest
- Interest is accrued daily and paid quarterly
- Chequebook and paying-in book available
- Transfers can be made to or from other accounts in the same currency
-
Account
Sterling Treasury Deposits
Access
Fixed term
Minimum balance
£100,000
Management
Branch, phone
Interest rate
Depends on chosen term
- For businesses with big deposits, looking for higher returns
- Potentially higher returns than a standard savings account
- Rate guaranteed for the duration of the fixed deposits
- Deposit up to £24,999,999
- Rate of return linked to the London currency money markets
- Fixed terms from overnight to 12 months (minimum balances apply depending on term)
Compare business savings accounts
|
Business Premium Account |
Clients Premium Account |
Treasury Deposit Account |
|
|---|---|---|---|
|
Account type |
Instant access |
Instant access |
Fixed-term |
|
Term |
– |
– |
– |
|
Withdrawals |
Yes |
Yes |
No |
|
Minimum balance |
£0 |
£0 |
£100,000 |
|
Management |
Branch
Telephone |
||
|
AER: Current Rate |
Up to 0.30% |
Up to 0.30% |
Rate guaranteed for the duration of fixed deposit |
|
Benefits |
Manage your day-to-day finance |
Manage money on behalf of your clients. For businesses like lawyers, accountants and estate agents
|
Get a much higher return compared with a standard savings account. For businesses with big deposits that are looking for higher returns.
|
How to apply
Don’t have access to Online Banking?
Give us a call on your usual number or dial 0333 202 74463
Visit a branch
Come in and talk to us