Business savings accounts

Savings accounts to suit your business

Whether you want instant-access to your money or a better rate for a fixed term, we have an account that fits the way you do business.

Account overview

Account	Business Premium Account
Access	Instant
Minimum balance	£0
Management	Online, branch, phone

Competitive rate of interest, accrued daily and paid every quarter
Unlimited free withdrawals via your Business current account
Make unlimited CHAPS payments, also known as 'same-day domestic payments' (standard charges apply)
Please note, from 24 July 2020, the interest rate for our Business Premium Account will reduce to 0.01% for all balances

Account terms and conditions¹

Rates and charges

Summary box

Account name
Business Premium Account

What is the interest rate?
Effective from 8^th January 2020.

Balance	Gross per year %	AER %
£1+	0.10	0.10
£100,000+	0.20	0.20
£1 million+	0.30	0.30

Effective from 24 July 2020

Balance	Gross per year %	AER %
£1+	0.01	0.01

Interest is calculated daily using your statement balance and is paid quarterly in March, June, September and December.

Can Barclays change the interest rate?

Yes, we can change rates from time to time based on changes in market conditions. For more information please refer to the relevant section of the Business Customer Agreement.

What would the estimated balance be after 12 months based on a £1,000 deposit or £1 million deposit?


Deposit amount	Estimated value after a year
£1,000	£1,001.00
£1 million	£1,003,003.38

Effective from 24 July 2020


Deposit amount	Estimated value after a year
£1,000	£1,000.10

These are examples and do not take into account your individual circumstances. The examples assume that

No further deposits or withdrawals are made
Any interest earned stays in the account
There is no change to interest rates and tiers

How do I open and manage my account?

Open your account by speaking to our telephone servicing team or with a Business Manager in one of our branches.

Manage your account either in branch, over the phone. or via our electronic banking services

No restrictions on deposits or withdrawals

No minimum balance

Maximum balance – £50 million (£2 million for Financial Institutions)

Can I withdraw money?

Yes, you’ll have instant access to your money so you can make withdrawals.

Additional information

Interest accrued daily, and paid quarterly
Account may not be designated as a “client or trust account”
Transfers can be made to or from account to other accounts in the same currency

Account	Clients Premium Account
Access	Instant
Minimum balance	£0
Management	Online, branch, phone, cheque

Easily manage money on behalf of your clients
For businesses with lots of different clients – eg, lawyers, accountants and estate agents
No restrictions on deposits or withdrawals
No minimum or maximum balance
Interest paid quarterly
Please note, from 24 July 2020, the interest rate for our Clients Premium Account will reduce to 0.01% for all balances

Account terms and conditions¹

Rates and charges

Summary box

Account name
Clients Premium Account

What is the interest rate?
From 8^th January 2020, the rates are

Balance	Gross per year %	AER %
£1+	0.10	0.10
£100,000+	0.20	0.20
£1 million+	0.30	0.30

Effective from 24 July 2020

Balance	Gross per year %	AER %
£1+	0.01	0.01

Interest is calculated daily using your statement balance, and paid quarterly in March, June, September and December.

Can Barclays change the interest rate?

Yes, we can change rates from time to time, based on changes in market conditions. For more information please refer to the relevant section of the Business Customer Agreement.

What would the estimated balance be after 12 months, based on a £1,000 or £1 million deposit?


Initial balance	Estimated balance after one year
£1,000	£1,001.00
£1 million	£1,003,003.38

Effective from 24 July 2020


Initial balance	Estimated balance after one year
£1,000	£1,000.10

These are examples and do not take into account your individual circumstances. The examples assume that

No further deposits or withdrawals are made
Interest earned stays in the account
Interest rates and tiers do not change

How do I open and manage my account?

Open your account by speaking to our telephone servicing team or with a Business Manager in one of our branches.

You can manage your account either in our branches, over the phone, using Online Banking or the Barclays app.

There are no restrictions on deposits or withdrawals, and no minimum or maximum balance.

Can I withdraw money?

Yes, you’ll have instant access to your money for withdrawals.

Additional information

An account for customers who hold clients’ funds
Keep clients’ funds separate and earn interest
Interest is accrued daily and paid quarterly
Chequebook and paying-in book available
Transfers can be made to or from other accounts in the same currency


Account	Sterling Treasury Deposits
Access	Fixed term
Minimum balance	£100,000
Management	Branch, phone
Interest rate	Depends on chosen term

For businesses with big deposits, looking for higher returns
Potentially higher returns than a standard savings account
Rate guaranteed for the duration of the fixed deposits
Deposit up to £24,999,999
Rate of return linked to the London currency money markets
Fixed terms from overnight to 12 months (minimum balances apply depending on term)

Account terms and conditions¹

Rates and charges

Compare business savings accounts


	Business Premium Account	Clients Premium Account	Treasury Deposit Account
Account type	Instant access	Instant access	Fixed-term
Term	–	–	–
Withdrawals	Yes	Yes	No
Minimum balance	£0	£0	£100,000
Management	Online Branch Telephone	Online Branch Telephone	Branch Telephone
AER: Current Rate	Up to 0.30%	Up to 0.30%	Rate guaranteed for the duration of fixed deposit
Benefits	Manage your day-to-day finance	Manage money on behalf of your clients. For businesses like lawyers, accountants and estate agents	Get a much higher return compared with a standard savings account. For businesses with big deposits that are looking for higher returns.

Please note, from 24 July 2020, the interest rates for our Business Premium Account and Clients Premium Account will reduce to 0.01% for all balances.

Business savings accounts

Account overview

Compare business savings accounts

How to apply

Important information

Business savings accounts

Account overview

Compare business savings accounts

How to apply

Already bank with us?

Don’t have access to Online Banking?

Visit a branch

Important information