Business savings accounts

Savings accounts to suit your business

Whether you want instant-access to your money or a better rate for a fixed term, we have an account that fits the way you do business.

Account overview

Instant access Instant access


Account	Business Premium Account
Access	Instant
Minimum balance	£0
Management	Online, branch, phone
Interest rate: Current Rate	0.20% for balances up to £99,999 0.30% for balances up to £999,999 0.40% for balances over £1 million

Competitive rate of interest, accrued daily and paid every quarter
Unlimited free withdrawals via your Business current account
Make unlimited CHAPS payments, also known as 'same-day domestic payments' (standard charges apply)
Save up to £50 million (£2 million for financial institutions)

Account terms and conditions¹

Rates and charges

Client-deposit account Client-deposit account


Account	Clients Premium Account
Access	Instant
Minimum balance	£0
Management	Online, branch, phone, cheque
Interest rate: Current Rate	0.20% for balances up to £99,999 0.30% for balances up to £999,999 0.40% for balances over £1 million

Easily manage money on behalf of your clients
For businesses with lots of different clients – eg, lawyers, accountants and estate agents
No restrictions on deposits or withdrawals
No minimum or maximum balance
Interest paid quarterly

Account terms and conditions¹

Rates and charges

Fixed term Fixed term


Account	Sterling Treasury Deposits
Access	Fixed term
Minimum balance	£100,000
Management	Branch, phone
Interest rate	Depends on chosen term

For businesses with big deposits, looking for higher returns
Potentially higher returns than a standard savings account
Rate guaranteed for the duration of the fixed deposits
Deposit up to £24,999,999
Rate of return linked to the London currency money markets
Fixed terms from overnight to 12 months (minimum balances apply depending on term)

Account terms and conditions¹

Rates and charges

Compare business savings accounts


	Business Premium Account	Clients Premium Account	Treasury Deposit Account
Account type	Instant access	Instant access	Fixed-term
Term	–	–	–
Withdrawals	Yes	Yes	No
Minimum balance	£0	£0	£100,000
Management	Online Branch Telephone	Online Branch Telephone	Branch Telephone
AER: Current Rate	Up to 0.40%	Up to 0.40%	Rate guaranteed for the duration of fixed deposit
Benefits	Manage your day-to-day finance	Manage money on behalf of your clients. For businesses like lawyers, accountants and estate agents	Get a much higher return compared with a standard savings account. For businesses with big deposits that are looking for higher returns.

How to apply