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Business savings accounts

Savings accounts to suit your business

Whether you want instant-access to your money or a better rate for a fixed term, we have an account that fits the way you do business.

Account overview

  • Account

    Business Premium Account

    Access

    Instant

    Minimum balance

    £0

    Management

    Online, branch, phone

    • Competitive rate of interest, accrued daily and paid every quarter
    • Unlimited free withdrawals via your Business current account
    • Make unlimited CHAPS payments, also known as 'same-day domestic payments' (standard charges apply)

    Account terms and conditions1

    Rates and charges

    Summary box

    Account name
    Business Premium Account

    What is the interest rate?
    Effective from 8th January 2020.

    Balance

    Gross per year %

    AER % 

    £1+

    0.10

    0.10

    £100,000+

    0.20

    0.20

    £1 million+

    0.30

    0.30

    Interest is calculated daily using your statement balance and is paid quarterly in March, June, September and December.

    Can Barclays change the interest rate?

    Yes, we can change rates from time to time based on changes in market conditions. For more information please refer to the relevant section of the Business Customer Agreement.

    What would the estimated balance be after 12 months based on a £1,000 deposit or £1 million deposit?

    Deposit amount

    Estimated value after a year

    £1,000

    £1,001.00

    £1 million

    £1,003,003.38

    These are examples and do not take into account your individual circumstances. The examples assume that

    • No further deposits or withdrawals are made
    • Any interest earned stays in the account
    • There is no change to interest rates and tiers

    How do I open and manage my account?

    Open your account by speaking to our telephone servicing team or with a Business Manager in one of our branches.

    Manage your account either in branch, over the phone. or via our electronic banking services

    No restrictions on deposits or withdrawals

    No minimum balance

    Maximum balance – £50 million (£2 million for Financial Institutions)

    Can I withdraw money?

    Yes, you’ll have instant access to your money so you can make withdrawals. 

    Additional information 

    • Interest accrued daily, and paid quarterly
    • Account may not be designated as a “client or trust account”
    • Transfers can be made to or from account to other accounts in the same currency
  • Account

    Clients Premium Account

    Access

    Instant

    Minimum balance

    £0

    Management

    Online, branch, phone, cheque

    • Easily manage money on behalf of your clients
    • For businesses with lots of different clients – eg, lawyers, accountants and estate agents
    • No restrictions on deposits or withdrawals
    • No minimum or maximum balance
    • Interest paid quarterly

    Account terms and conditions1

    Rates and charges

    Summary box

    Account name
    Clients Premium Account

    What is the interest rate?
    From 8th January 2020, the rates are

    Balance

    Gross per year %

    AER % 

    £1+

    0.10

    0.10

    £100,000+

    0.20

    0.20

    £1 million+

    0.30

    0.30

    Interest is calculated daily using your statement balance, and paid quarterly in March, June, September and December.

    Can Barclays change the interest rate?

    Yes, we can change rates from time to time, based on changes in market conditions. For more information please refer to the relevant section of the Business Customer Agreement.

    What would the estimated balance be after 12 months, based on a £1,000 or £1 million deposit?

    Initial balance

    Estimated balance after one year

    £1,000

    £1,001.00

    £1 million

    £1,003,003.38

    These are examples and do not take into account your individual circumstances. The examples assume that

    • No further deposits or withdrawals are made
    • Interest earned stays in the account
    • Interest rates and tiers do not change

    How do I open and manage my account?

    Open your account by speaking to our telephone servicing team or with a Business Manager in one of our branches.

    You can manage your account either in our branches, over the phone, using Online Banking or the Barclays app.

    There are no restrictions on deposits or withdrawals, and no minimum or maximum balance.

    Can I withdraw money?

    Yes, you’ll have instant access to your money for withdrawals.

    Additional information 

    • An account for customers who hold clients’ funds
    • Keep clients’ funds separate and earn interest
    • Interest is accrued daily and paid quarterly
    • Chequebook and paying-in book available
    • Transfers can be made to or from other accounts in the same currency
  • Account

    Sterling Treasury Deposits

    Access

    Fixed term

    Minimum balance

    £100,000

    Management

    Branch, phone

    Interest rate

    Depends on chosen term

    • For businesses with big deposits, looking for higher returns
    • Potentially higher returns than a standard savings account
    • Rate guaranteed for the duration of the fixed deposits
    • Deposit up to £24,999,999
    • Rate of return linked to the London currency money markets
    • Fixed terms from overnight to 12 months (minimum balances apply depending on term)

    Account terms and conditions1

    Rates and charges

Compare business savings accounts

Business Premium Account

Clients Premium Account

Treasury Deposit Account

Account type

Instant access

Instant access

Fixed-term

Term




Withdrawals

Yes

Yes

No

Minimum balance

£0

£0

£100,000

Management

Branch

 

Telephone

Branch

 

Telephone

Branch

 

Telephone

AER: Current Rate

Up to 0.30%

Up to 0.30%

Rate guaranteed for the duration of fixed deposit

Benefits

Manage your day-to-day finance

Manage money on behalf of your clients. 

For businesses like lawyers, accountants and estate agents

 

Get a much higher return compared with a standard savings account.

For businesses with big deposits that are looking for higher returns.

 

How to apply

Already bank with us?

Call us on 0345 605 23452 if you have a business account with us and would like to open a savings account.

Don’t have access to Online Banking?

Give us a call on your usual number or dial 0333 202 74463