Business savings accounts

Savings accounts to suit your business

Whether you want instant-access to your money or a better rate for a fixed term, we have an account that fits the way you do business.

Account overview

Instant access

Account	Business Premium Account
Access	Instant
Minimum balance	£0
Management	Online, branch, phone
Interest rate: Current Rate	0% for balances up to £999,999 0.05% for balances over £1 million

Competitive rate of interest, accrued daily and paid every quarter
Unlimited free withdrawals via your Business current account
Make unlimited CHAPS payments, also known as 'same-day domestic payments' (standard charges apply)
Save up to £50 million (£2 million for financial institutions)

Account terms and conditions 190 KB¹

Rates and charges

Client-deposit account

Account	Clients Premium Account
Access	Instant
Minimum balance	£0
Management	Online, branch, phone, cheque
Interest rate: Current Rate	0% for balances up to £999,999 0.05% for balances over £1 million

Easily manage money on behalf of your clients
For businesses with lots of different clients – eg, lawyers, accountants and estate agents
No restrictions on deposits or withdrawals
No minimum or maximum balance
Interest paid quarterly and statements supplied annually or on request

Account terms and conditions 260 KB¹

Rates and charges

Fixed term

Account	Sterling Treasury Deposits
Access	Fixed term
Minimum balance	£100,000
Management	Branch, phone
Interest rate	Depends on chosen term

For businesses with big deposits, looking for higher returns
Potentially higher return than a standard savings account
Rate guaranteed for the duration of fixed deposits
Deposit as much money as you like
Get tailored interest depending on the money markets
Fixed terms from overnight to 5 years (minimum balances apply depending on term)

Account terms and conditions 350 KB¹

Rates and charges

Compare business savings accounts

	Business Premium Account	Clients Premium Account	Treasury Deposit Account
Account type	Instant access	Instant access	Fixed-term
Term	–	–	–
Withdrawals	Yes	Yes	No
Minimum balance	£0	£0	£100,000
Management	Online Branch Telephone	Online Branch Telephone	Online Branch Telephone
AER: Current Rate	Up to 0.05%	Up to 0.05%	Rate guaranteed for the duration of fixed deposit
Benefits	Manage your day-to-day finance	Manage money on behalf of your clients. For businesses like lawyers, accountants and estate agents	Get a much higher return compared with a standard savings account. For businesses with big deposits that are looking for higher returns.

How to apply