Terms and conditions

Important information about your accounts.

If you’re a business customer, you can find all our terms and conditions for your accounts here.

Business Customer Agreement

Customer Agreement 1 January 2016

Customer Agreement 13 January 2018

The new Business Customer Agreement will come into effect on 13 January 2018. It is an update to the previous version of the customer agreement and it reflects changes to how our services work.

Note: We may make some minor amendments to this agreement before the end of October. These revisions will be in line with the summary of key changes which we have already provided to existing customers. We recommend that you revisit our website on, or after, 1 November 2017 to download the final version of the Business Customer Agreement. 

Business current account charges

Business Current Account Price Plan Charges

Electronic banking (channels)

BACSTEL IP and Secure IP 550 KB

Business Internet Banking1

Business Master1

CHAPs Direct1

DirectData1

DirectFile1

Direct IP 290 KB

SWIFT for Corporates1

SWIFT Statements 1

Making and receiving payments

Branch International Payments (BIPs)1

Faster Payments1

FaxPay1

Payflow 250 KB

Payflow Direct Debit Service 290 KB

Request for Transfer1

Single Euro Payments Area (SEPA) Credit Transfer 1

Term loan (up to and including £25,000)

These terms and conditions are our product form of agreement. They do not contain any financial information, such as interest rates or charges. We may make changes to these terms and conditions from time-to-time. If we do, the new terms will be published as soon as possible. These terms are correct as at 22 March 2017.

Term loan – no repayment holiday – unincorporated

Term loans up to and including £25,000 initiated online to sole traders and partnerships where no repayment holiday is offered.

Term loan – repayment holiday – unincorporated

Term loans up to and including £25,000 initiated through our branch/over the phone to sole traders, partnerships, clubs, charities and associations where a repayment holiday may be offered.

Term loan – no repayment holiday – incorporated

Term loans up to and including £25,000 initiated online to limited companies and limited liability partnerships where no repayment holiday is offered.

Term loan – repayment holiday – incorporated

Term loans up to and including £25,000 initiated through our branch/over the phone to limited companies and limited liability partnerships where a repayment holiday may be offered.

Business overdraft (up to and including £25,000)

These terms and conditions are our product form of agreement. They do not contain any financial information, such as interest rates or charges. We may make changes to these terms and conditions from time-to-time. If we do, the new terms will be published as soon as possible. These terms are correct as at 22 March 2017.

Business overdraft – unincorporated

Business overdraft up to and including £25,000 initiated online to sole traders and partnerships.

Business overdraft – unincorporated

Business overdraft up to and including £25,000 initiated through branch/over the phone to sole traders and partnerships.

Business overdraft – incorporated

Business overdraft up to and including £25,000 initiated online to limited companies and limited liability partnerships.

Business overdraft – incorporated

Business overdraft up to and including £25,000 initiated through branch/over the phone to limited companies and limited liability partnerships.

Business overdraft

Business overdraft up to and including £25,000 initiated through branch to clubs, associations and charities, sole traders, partnerships, limited companies and limited liability partnerships.

Our commitments to our business customers and what we ask of you

As a lender, we have committed to follow the Standards of Lending Practice for business customers. Read our document containing the Statement of Lender and Borrower Responsibilities that we adhere to.

Important information about the Financial Services Compensation Scheme

Your eligible deposits with Barclays Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information www.fscs.org.uk (Link opens in a new window) .