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Terms and conditions
Important information about your accounts.
If you’re a business customer, you can find all our terms and conditions for your accounts here.
Business Customer Agreement
Customer Agreement 1 January 2016
Customer Agreement 13 January 2018
The new Business Customer Agreement will come into effect on 13 January 2018. It is an update to the previous version of the customer agreement and it reflects changes to how our services work.
Note: We may make some minor amendments to this agreement before the end of October. These revisions will be in line with the summary of key changes which we have already provided to existing customers. We recommend that you revisit our website on, or after, 1 November 2017 to download the final version of the Business Customer Agreement.
Business current account charges
Electronic banking (channels)
BACSTEL IP and Secure IP 550 KB
Business Internet Banking1
Business Master1
CHAPs Direct1
DirectData1
DirectFile1
SWIFT for Corporates1
SWIFT Statements 1
Making and receiving payments
Branch International Payments (BIPs)1
Faster Payments1
FaxPay1
Payflow Direct Debit Service 290 KB
Request for Transfer1
Single Euro Payments Area (SEPA) Credit Transfer 1
Term loan (up to and including £25,000)
These terms and conditions are our product form of agreement. They do not contain any financial information, such as interest rates or charges. We may make changes to these terms and conditions from time-to-time. If we do, the new terms will be published as soon as possible. These terms are correct as at 22 March 2017.
Term loan – no repayment holiday – unincorporated
Term loans up to and including £25,000 initiated online to sole traders and partnerships where no repayment holiday is offered.
Term loan – repayment holiday – unincorporated
Term loans up to and including £25,000 initiated through our branch/over the phone to sole traders, partnerships, clubs, charities and associations where a repayment holiday may be offered.
Term loan – no repayment holiday – incorporated
Term loans up to and including £25,000 initiated online to limited companies and limited liability partnerships where no repayment holiday is offered.
Term loan – repayment holiday – incorporated
Term loans up to and including £25,000 initiated through our branch/over the phone to limited companies and limited liability partnerships where a repayment holiday may be offered.
Business overdraft (up to and including £25,000)
These terms and conditions are our product form of agreement. They do not contain any financial information, such as interest rates or charges. We may make changes to these terms and conditions from time-to-time. If we do, the new terms will be published as soon as possible. These terms are correct as at 22 March 2017.
Business overdraft – unincorporated
Business overdraft up to and including £25,000 initiated online to sole traders and partnerships.
Business overdraft – unincorporated
Business overdraft up to and including £25,000 initiated through branch/over the phone to sole traders and partnerships.
Business overdraft – incorporated
Business overdraft up to and including £25,000 initiated online to limited companies and limited liability partnerships.
Business overdraft – incorporated
Business overdraft up to and including £25,000 initiated through branch/over the phone to limited companies and limited liability partnerships.
Business overdraft up to and including £25,000 initiated through branch to clubs, associations and charities, sole traders, partnerships, limited companies and limited liability partnerships.
Our commitments to our business customers and what we ask of you
As a lender, we have committed to follow the Standards of Lending Practice for business customers. Read our document containing the Statement of Lender and Borrower Responsibilities that we adhere to.
Important information about the Financial Services Compensation Scheme
Your eligible deposits with Barclays Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Please click here for further information www.fscs.org.uk (Link opens in a new window) .