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Asset finance

Asset finance

Finance to help your business grow

We can help you fund the equipment your business needs so you don’t have to dip into your working capital1.

Key features and benefits

Spread the cost of new purchases without having to use your valuable cash flow. This means you can preserve capital and generate income from your new assets while paying for them.2

Why do I need asset finance?

  • A flexible alternative to traditional debt finance
  • Financing available from £10,000 for an agreed term between 1 and 5 years
  • A team of specialists who help review the finance needs of your business and offer you the right solution
  • The ability to spread the cost of assets over their economic life
  • Some flexibility to choose from our agreements, terms and interest rate structure

Your business can use asset finance if you

  • Have trading history of more than 2 years
  • Have a minimum, 12-month relationship with us
  • Are purchasing an asset that is tangible, identifiable and removable

Ready to apply or want to find out more?

Already bank with us?

You can speak to your relationship manager or call us on 0800 616 169. Lines are open Monday to Friday, 9am to 5pm.

To maintain a quality service, we may monitor and record phone calls. Call charges.

Call us

To discuss alternative borrowing options, you can call us on 0800 515 462. Lines are open Monday to Friday, 8am to 7pm.

To maintain a quality service, we may monitor and record phone calls. Call charges.

Loans

Business loans

Help boost your business with secured or unsecured loans

If it’s right for your business, you could borrow up to £100,000 unsecured – ideal if you’re looking to expand, invest in your business, or borrow working capital. Secured loans are also available over £25,000.

Commercial mortgages

Commercial mortgages

Commercial mortgages built around you

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer3.

Business overdrafts

Business overdrafts

A flexible overdraft that moves with your business demands

An overdraft could help you deal with seasonal trends and short-term cashflow challenges. Borrow up to £50,000 unsecured – the money could be available to you in days.