Commercial mortgages
Commercial mortgages built around you
Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer1.
Key features and benefits
A commercial mortgage that gives you greater flexibility. Choose a variable or fixed-rate loan. Fixed interest rates available from 1to 10 years. You can switch from a variable rate loan to a fixed-rate loan.
Capital repayment holiday
Option to take an interest-only period (subject to status and application)2.
Borrow over a longer time
Choose any repayment period from 1to 25 years.
For any business use
Choose how to use your mortgage, from buying premises to releasing capital.
How to apply
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage.
To find out whether you're eligible for a commercial mortgage, you'll need to provide the following.
- Three full years' audited or certified accounts plus current management figures (if produced)
- Two months' bank statements
- Assets and liabilities statement
What you need to know
- Apply for a business mortgage of for amounts over £25,000
- Fixed-rate terms from 1 to 10 years
- Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term
- Lending fees and associated borrowing costs apply and can be added to the loan
- For fixed-rate loans, if you decide to pay or cancel the fixed interest rate you may have to pay breakage cost in addition to other fees such as prepayment fees
Ready to apply or find out more?
New to Barclays?
If you’re new to Barclays call us on 0800 515 4624. We’ll need to see certain identification documents and financial statements when you apply. Due to these unprecedented circumstances, we have been receiving a high volume of requests, therefore your application will take us longer than usual to process. Thank you for your patience.
Other services that may interest you
Business loans
You know your business. We know how to help.
It’s the hardest job you’ve ever done. We know how to help you take the next step, with unsecured business loans of up to £100k5.
Business credit and charge cards
Manage cashflow with a credit or charge card
Choose a Barclaycard to suit your business – credit cards for flexible borrowing or charge cards if you pay the balance off each month6.
- A choice of credit cards or charge cards7
- Introductory offers available
- Extras including enhanced travel insurance and foreign exchange savings