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Buy-to-let for limited companies

For up to three properties

Use your limited company to buy residential buy-to-lets.

Key features and benefits

An opportunity to add to your property portfolio by purchasing residential buy-to-lets through a limited company.

  • Borrow up to £1m for up to three properties
  • Loan to value up to 70% for repayment and 65% for interest only 
  • Dedicated support from one of our real estate relationship managers – experts in lending against property to limited companies
  • Mortgage terms from one to 25 years, interest-only available for up to 15 years 
  • Repayment designed to suit you – fixed or variable rates available
  • We’ll consider personal (non-rental) income in our credit assessment

All loans are subject to application and status.

Is this right for you?

This could be right for you if you’re looking to expand your property portfolio with up to three residential lettings.

The majority shareholder must have a minimum personal income of £75,000 per year.

What you need to know

  • Fixed interest rates available for up to 10 years
  • Variable rates based on Bank of England base rate
  • An early repayment charge may apply if you repay all or part of your balance before the expiry of the agreed term
  • Lending fees and associated borrowing costs apply and can be added to the mortgage balance
  • For fixed-rate mortgages, if you decide to cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as early repayment charges
  • Each mortgage application is considered on its own merits by our own dedicated borrowing team

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Ready to apply or want to find out more?

Whether you’re an investor or an approved Barclays broker, get in touch to see how we can help.

Find your Real Estate Manager

Talk to your local Real Estate Manager for expert help on residential property investment.

Contact your Business Development Manager

If you’re an approved Barclays broker, or would like to become one, contact your Business Development Manager.

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If you’re looking to develop or expand your property investment portfolio, our buy-to-let mortgage could help, with expert support from a dedicated Real Estate Manager.

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