Buy-to-let for limited companies

For up to three properties

Use your limited company to buy residential buy-to-lets.

Key features and benefits

An opportunity to add to your property portfolio by purchasing residential buy-to-lets through a limited company.

Borrow up to £1m for up to three properties
Loan to value up to 70% for repayment and 65% for interest only
Dedicated support from one of our real estate relationship managers – experts in lending against property to limited companies
Mortgage terms from one to 25 years, interest-only available for up to 15 years
Repayment designed to suit you – fixed or variable rates available
We’ll consider personal (non-rental) income in our credit assessment

All loans are subject to application and status.

This could be right for you if you’re looking to expand your property portfolio with up to three residential lettings.

The majority shareholder must have a minimum personal income of £75,000 per year.

What you need to know

Fixed interest rates available for up to 10 years
Variable rates based on Bank of England base rate
An early repayment charge may apply if you repay all or part of your balance before the expiry of the agreed term
Lending fees and associated borrowing costs apply and can be added to the mortgage balance
For fixed-rate mortgages, if you decide to cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as early repayment charges
Each mortgage application is considered on its own merits by our own dedicated borrowing team

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Whether you’re an investor or an approved Barclays broker, get in touch to see how we can help.