A row of houses on a street.

Buy-to-let mortgage for limited companies

For up to three properties

If you're looking to expand your property portfolio up to three properties, a buy-to-let mortgage for limited companies could be the right solution. 

What is a buy-to-let mortgage for limited companies?

A buy-to-let mortgage for limited companies is a way to take out a mortgage on properties through a limited company, rather than in your own name. These mortgages are designed for the purchase and remortgage of residential properties that are leased or let already, or will be ready to let within one month of completion.

Key features and benefits

Every project is unique, so our buy-to-let mortgages offer flexible terms that work for your business.  


Borrow up to £1 million for up to three properties

Loan to value up to 70% for repayment and 65% for interest-only


Mortgage terms from 1 to 25 years with interest-only available up to 15 years

Payments designed to suit you – fixed or variable rates available, with fixed available for up to 10 years

Dedicated support from our Real Estate team – experts in lending against property to limited companies

All loans are subject to application and status. 

Is this right for you?

Eligible businesses

To be eligible for this buy-to-let mortgage

The majority shareholder must have a minimum personal income of £25,000 per year

You need to be looking to expand or remortgage your property portfolio to a maximum of three residential lettings

You need to be a limited company or limited liability partnership

Terms and fees

Fixed interest rates available for up to 10 years

Variable rates based on Bank of England base rate

An early repayment charge may apply if you repay all or part of your balance before the expiry of the agreed term

Lending fees and associated borrowing costs apply and can be added to the mortgage balance

For fixed-rate mortgages, if you decide to cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as early repayment charges

Each mortgage application is considered on its own merits by our own dedicated borrowing team 


Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

You may also be interested in

Buy-to-let for business

If you’re looking to develop or expand your investment portfolio with four or more properties, our buy-to-let mortgage could help.

Loan to value up to 60%, which you can spread across your portfolio

Mortgage terms from 1 to 25 years

Expert support from our Real Estate team

Mortgages for commercial properties

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer1.

Borrow from £25,000

Buy new premises or release equity from current buildings

Fixed and variable deals from 1 to 25 years 

Loans for large purchases or investments

Unsecured borrowing that helps businesses spread the cost of a purchase over a set period. 

Borrow up to £100,000 online

Fixed or variable rates

Monthly repayments from 1 to 5 years 

All business borrowing

We can help you get off the ground or expand your business

Explore all our borrowing options 

Higher loans and overdrafts2 might be available if you call3 0333 202 7431 

Other funding options

Compare our business borrowing with borrowing offered by other lenders4. You can find out more about the government’s Bank Referral Scheme [PDF, 1.4MB], including eligibility information.

Funding Options

Its award-winning technology searches the market to find the right funding for your business’ situation. It’s quick, easy to use, and their team’s on hand if you need help.

Alternative Business Funding

It offers a free and easy way to find different funding options, focusing on making things simple for business owners who don’t have much time on their hands.

Funding Xchange

It shows you competing offers from lenders, to make sure you see the best terms. You’ll see quotes from up to 45 lenders, in a simple format, so you can easily compare and choose the offer that’s best for your business.


It shows you the broad range of funding options that are available to businesses across the UK and Ireland. After assessing your needs, it matches you with the right solution from over 1000 providers.

Contact us

Want to bank with us?

To apply for a business account, book an appointment with us by calling

0800 515 4625.

Already bank with us?

For help and support, or to talk about other products and services we offer, call us on

0800 027 13216.