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 A row of houses on a street.

Buy-to-let mortgage for limited companies

For up to three properties

If you're looking to expand your property portfolio up to three properties, a buy-to-let mortgage for limited companies could be the right solution. 

What is a buy-to-let mortgage for limited companies?

A buy-to-let mortgage for limited companies is a way to take out a mortgage on properties through a limited company, rather than in your own name. These mortgages are designed for the purchase and remortgage of residential properties that are leased or let already, or will be ready to let within one month of completion.

Key features and benefits

Every project is unique, so our buy-to-let mortgages offer flexible terms that work for your business.  

 

Borrow up to £1 million for up to three properties


Loan to value up to 70% for repayment and 65% for interest-only

 

Mortgage terms from 1 to 25 years with interest-only available up to 15 years


Payments designed to suit you – fixed or variable rates available, with fixed available for up to 10 years


We will consider personal (non-rental) income in our credit assessment


Dedicated support from one of our Real Estate Managers – experts in lending against property to limited companies

All loans are subject to application and status. 

Is this right for you?

Eligible businesses

To be eligible for this buy-to-let mortgage

The majority shareholder must have a minimum personal income of £25,000 per year

You need to be looking to expand or remortgage your property portfolio to a maximum of three residential lettings

You need to be a limited company or limited liability partnership

Terms and fees

Fixed interest rates available for up to 10 years

Variable rates based on Bank of England base rate

An early repayment charge may apply if you repay all or part of your balance before the expiry of the agreed term

Lending fees and associated borrowing costs apply and can be added to the mortgage balance

For fixed-rate mortgages, if you decide to cancel the fixed interest rate, you may have to pay a breakage cost in addition to other fees, such as early repayment charges

Each mortgage application is considered on its own merits by our own dedicated borrowing team 

 

Any property used as security, which could include your home, may be repossessed if you don’t keep up repayments on your mortgage.

Ready to apply or want to find out more?

Whether you’re an investor or an approved Barclays broker, get in touch to see how we can help.

Find your Real Estate Manager

If you’re new to Barclays or you'd like to find out more, talk to your local Real Estate Manager for expert help on residential property investment.

Contact your Business Development Manager

If you’re an approved Barclays broker, or would like to become one, contact your Business Development Manager.

You may also be interested in

Buy-to-let for business

If you’re looking to develop or expand your investment portfolio with four or more properties, our buy-to-let mortgage could help.

Loan to value up to 60%, which you can spread across your portfolio

Mortgage terms from 1 to 25 years

Expert support from a dedicated Real Estate Manager

Mortgages for commercial properties

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer1.

Borrow from £25,000

Buy new premises or release equity from current buildings

Fixed and variable deals from 1 to 25 years 

Loans for large purchases or investments

Unsecured borrowing that helps businesses spread the cost of a purchase over a set period2

Borrow up to £100,000 online

Fixed or variable rates

Monthly repayments from 1 to 5 years 

All business borrowing

We can help you get off the ground or expand your business

Explore all our borrowing options 

Higher loans2 and overdrafts3 might be available if you call4 0333 202 7431